Download as PDF
304.18-060 "Blanket health insurance" defined.
"Blanket health insurance" is that form of health insurance covering groups of persons as
enumerated in one (1) of the following subsections under a policy or contract issued to:
(1) Any common carrier or to any operator, owner, or lessee of a means of
transportation, who or which shall be deemed the policyholder, covering a group of
persons who may become passengers defined by reference to their travel status on
the common carrier or the means of transportation;
(2) An employer, who shall be deemed the policyholder, covering any group of
employees, dependents, or guests, defined by reference to specified hazards incident
to an activity or activities or operations of the policyholder;
(3) A college, school or other institution of learning; a school district or districts; a
school jurisdictional unit; or to the head, principal, or governing board of any such
educational unit, who or which shall be deemed the policyholder, covering students,
teachers, or employees;
(4) A religious, charitable, recreational, educational or civic organization or branch
thereof, which shall be deemed the policyholder covering any group of members or
participants defined by reference to specified hazards incident to an activity or
activities or operations sponsored or supervised by such policyholder;
(5) A sports team, camp, or sponsor thereof, which shall be deemed the policyholder,
covering members, campers, employees, officials, or supervisors;
(6) A volunteer fire department, first aid, emergency management agency, or other such
volunteer organization, which shall be deemed the policyholder, covering any group
of members or participants defined by reference to specified hazards incident to an
activity or activities or operations sponsored or supervised by the policyholder;
(7) A newspaper or other publisher, which shall be deemed the policyholder, covering
its carriers;
(8) An association, including a labor union, which has a constitution and bylaws and
which has been organized and is maintained in good faith for purposes other than
that of obtaining insurance, which shall be deemed the policyholder, covering any
group of members or participants defined by reference to specified hazards incident
to an activity or activities or operations sponsored or supervised by the
policyholder; and
(9) Any other person or group covering any other risk or class of risks which, in the
discretion of the commissioner, may be properly eligible for blanket health
insurance. The discretion of the commissioner may be exercised on an individual
risk basis or class of risks, or both.
Effective: July 15, 2010
History: Amended 2010 Ky. Acts ch. 24, sec. 1293, effective July 15, 2010. -Amended 1998 Ky. Acts ch. 226, sec. 108, effective July 15, 1998. -- Created 1970
Ky. Acts ch. 301, subtit. 18, sec. 6, effective June 18, 1970.
Disclaimer: These codes may not be the most recent version. Kentucky may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.