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304.16-070 Public employee groups.
(1)
(2)
(3)
As used in this section, "employees" means employees of the United States
government, or any state, or of any political subdivision or instrumentality of any of
them, together with elective or appointed officers.
The lives of a group of individuals may be insured under a policy issued to any
department or agency of the Commonwealth of Kentucky and its political
subdivisions, state college or university, and school districts or to an association of
public employees formed for purposes other than obtaining insurance, which
association or departmental or agency head shall be deemed the policyholder, to
insure members of such association or public employees for the benefit of persons
other than the departmental or agency head, the association or any of its officials,
subject to the following requirements:
(a) The persons eligible for insurance under the policy shall be all members of the
association or employees of the department or agency, or all of any class or
classes thereof determined by conditions pertaining to their employment, or to
membership in the association, or both. The policy may provide that
"employees" includes retired employees.
(b) The premium for the policy shall be paid by the policyholder, either from the
association's own funds, or from charges collected from the insured members
or employees specifically for the insurance, or from both, or as may otherwise
be authorized by existing or future legislation. Any charges collected from the
insured members or employees specifically for the insurance, and the dues of
the association if they include the cost of insurance, may be collected through
deductions by the employer from salaries of the members or employees. Such
deductions from salary may be paid by the employer to the association or
directly to the insurer.
(c) Charges collected from the insured members or employees specifically for the
insurance, and the dues of the association if they include the cost of insurance,
shall be determined according to each attained age or in not less than four (4)
reasonably spaced attained age groups. In no event shall the rate of such dues
or charges be level for all members or employees regardless of attained age.
(d) The policy must cover at least ten (10) persons at the date of issue.
(e) The amounts of insurance under the policy must be based upon some plan
precluding individual selection either by the members, employees or by the
association.
This section does not preclude the insuring of public employees under any other
applicable provision of this subtitle.
Effective: July 15, 2008
History: Amended 2008 Ky. Acts ch. 140, sec. 5, effective July 15, 2008. -- Created
1970 Ky. Acts ch. 301, subtit. 16, sec. 7, effective June 18, 1970.
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