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186A.555 Titles of hail-damaged vehicles.
(1)
(2)
(3)
(4)
(5)
The provisions of KRS 186A.500 to 186A.550 notwithstanding, the owner of a
motor vehicle that has been damaged solely by hail shall have the regular title
of the vehicle branded as follows "Hail Damage" if:
(a) The vehicle is in a condition that it can be legally operated on the
highway;
(b) The total estimated or actual cost of parts and labor to rebuild or
reconstruct the vehicle to its pre-hail condition exceeds seventy-five
percent (75%) of the retail value of the vehicle, as set forth in a current
edition of the National Automobile Dealer's Association price guide; and
(c) The owner intends to retain ownership of the vehicle.
A person seeking to have the title of a vehicle branded for hail damage under
subsection (1) of this section shall present the sheriff with a statement from the
person's insurance company that the damage exceeds seventy-five percent
(75%) of the retail value of the vehicle and is solely the result of hail damage,
and shall have the vehicle inspected by the sheriff of the county in which the
vehicle is registered. Upon completion of inspection of the vehicle, the sheriff
shall indicate on the vehicle transaction record form if he or she has received a
statement from the person's insurance company that the damage to the vehicle
is the result of hail damage and if the total estimated or actual cost of parts and
labor to rebuild or reconstruct the vehicle to its pre-hail condition exceeds
seventy-five percent (75%) of the retail value of the vehicle, as set forth in a
current edition of the National Automobile Dealer's Association price guide. The
sheriff shall be paid a fee of five dollars ($5) to conduct an inspection under this
subsection.
Upon completion of the inspection required under subsection (2) of this
section, a person shall take the vehicle transaction record form and the title to
the vehicle to the office of the county clerk in the county in which the vehicle is
registered. If the sheriff has certified on the vehicle transaction record form that
the damage to the vehicle is the result of hail damage and if the total estimated
or actual cost of parts and labor to rebuild or reconstruct the vehicle to its
pre-hail condition exceeds seventy-five percent (75%) of the retail value of the
vehicle, as set forth in a current edition of the National Automobile Dealer's
Association price guide, the title shall not be surrendered to the clerk, but the
clerk shall stamp on the face of the title "Hail Damage". The clerk shall also
enter into the Automated Motor Vehicle Registration System (AVIS) the
information that the title has been branded in the clerk's office "Hail Damage".
The county clerk shall be paid a fee of three dollars ($3) to carry out the
provisions of this subsection.
A title branded "Hail Damage" under the provisions of subsection (3) of this
section shall retain the brand for as long as the person holds title to the vehicle,
and upon the sale or transfer of the vehicle, the new title issued shall continue
to carry the brand "Hail Damage".
An insurance company shall not render payment on a vehicle damaged solely
by hail in excess of seventy-five percent (75%) of the retail value of the vehicle
until the title has been branded "Hail Damage".
Effective:July 14, 2000
History: Created 2000 Ky. Acts ch. 230, sec. 1, effective July 14, 2000.
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