2011 Kentucky Revised Statutes Subtitle 20. Casualty Insurance Contracts 304.20.041 Prohibition against insurer's refusing to reissue motor vehicle liability policy or imposing additional premium because of uninsured status under certain conditions.
KY Rev Stat § 304.20.041 (1996 through Reg Sess) What's This?
304.20-041 Prohibition against insurer's refusing to reissue motor vehicle liability
policy or imposing additional premium because of uninsured status under
certain conditions.
(1)
(2)
An insurer, with whom a person was most recently insured under a motor vehicle
liability insurance policy, shall not refuse to issue a policy of motor vehicle liability
insurance nor impose an additional premium solely because the person is uninsured
at the time of reapplication, if the person demonstrates that:
(a) During the period he was without insurance, he did not own a motor vehicle,
the registration on the insured motor vehicle was canceled because he was
absent from the Commonwealth, the motor vehicle was out of use, or
inoperable and under repair, or he was unable to pay the premium renewal due
to unemployment or other bona fide economic hardship; and
(b) During the period the person was without insurance, he was not convicted of
any traffic violation under the laws of the Commonwealth; and the
reapplication was made within twenty-four (24) months of the nonrenewal of
the policy.
This section shall not be construed to permit the owner of the motor vehicles or any
other person to operate or to permit the operation of the motor vehicle in this
Commonwealth until the security has again been provided pursuant to Subtitle 39 of
this chapter.
Effective: July 15, 1994
History: Created 1994 Ky. Acts ch. 494, sec. 1, effective July 15, 1994.
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