Rivera v. American General Financial
Annotate this CaseThe Supreme Court granted certiorari in this case to review a decision that upheld a district court's order compelling arbitration of Petitioner Kim Rivera's claims against a title loan lender, American General Financial Services, Inc., and its affiliated insurance agency, American Security Insurance Company. The Court based its reversal of those decisions on its holding that the arbitration provisions in the title loan contract cannot be enforced because the involvement of the now-unavailable National Arbitration Forum (NAF) to arbitrate contract disputes was an integral requirement of the parties' agreement. Although no longer technically necessary to the Court’s disposition of this appeal, the Court corrected the analysis in the published opinion of the Court of Appeals that imposed an overly narrow construction on New Mexico's unconscionability jurisprudence and misapplied the Supreme Court's holding in “Cordova v. World Finance Corp. of N.M.,” 146 N.M. 256, 208 P.3d 901.
Some case metadata and case summaries were written with the help of AI, which can produce inaccuracies. You should read the full case before relying on it for legal research purposes.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.