MOGAN v CITICORP DINERS CLUB INC

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No. 92-625 IN THE SUPREME COURT OF THE STATE OF MONTANA 1993 DAVID C. MOGAN Plaintiff and Appellant, CITICORP DINERS CLUB INC., CAPITAL CREDIT CORPORATION; SCHWARTZ & SCHWARTZ; and ROGER CANE, Defendants and Respondents. APPEAL FROM: District Court of the Tenth Judicial District, In and for the County of Fergus, . The Honorable Peter L Rapkoch, Judge presiding. COUNSEL OF RECORD: For Appellant: David C. Mogan, Lewistown, Montana, Pro Se For Respondents: Rodney T. Hartman, Don M. Hayes; Herndon, Hartman, Sweeney & Halverson, Billings, Montana Submitted on Briefs: March 18, 1993 Decided: March 25, 1993 Filed: Justice Karla M. Gray delivered the Opinion of the Court. David C. Mogan appeals from the entry of summary judgment in favor of Citicorp Diners Club Inc. by the Tenth Judicial District, Fergus County. We affirm. The sole issue on appeal is whether the District Court erred in granting summary judgment. Appellant Mogan filed a complaint against Citicorp Diners Club Ins. (Citicorp), Capital Credit Corporation, Schwartz and Roger Cane on February 16, 1990. & Schwartz The complaint alleged that defendants may have failed to comply with the federal Fair Debt Collection Practices Act (FDCPA). Only one summons was issued and served--to Citicorp--in the action. The remaining defendants were never served and did not appear. In answer allegations. to the complaint, Citicorp denied Mogan's It also counterclaimed against Mogan, seeking recovery of the delinquent balances on his two credit card accounts. Pursuant to the terms of the credit card agreements, Citicorp also sought attorneysg fees. Citicorp moved for summary judgment on both Mogan's claim and its counterclaim. The District Court granted the motion and subsequently entered judgment in Citicorpls favor dismissing Mogan's claim and awarding Citicorp the principal amounts due on Mogan's credit card accounts plus interest and attorneys' fees. Mogan appeals. Summary judgment is proper when the pleadings and discovery on file, together with any offered affidavits, establish that no genuine issues of material fact exist and the moving party is entitled to judgment as a matter of law. Rule 56(c), M.R.Civ.P. Here, Citicorp's counterclaim sought collection of monies owed by Mogan on his credit card accounts. Citicorp established by affidavit the existence of the debt, the amount of the debt, the fact that the debt remained unpaid, and the responsibility of Diners Club card holders for attorneys' fees in the event delinquent accounts must be referred for collection. Mogan did not specifically deny the existence or amount of the debt, that it remained unpaid or that card holders were liable for attorneys* fees in answers to discovery requests or by affidavit. Mogan having failed to establish the existence of any genuine issue of fact material to Citicorp's counterclaim, the District Court did not err in granting summary judgment to Citicorp on the counterclaim pursuant to Rule 56(c), M.R.Civ.P. In granting summary judgment to Citicorp, the District Court also dismissed Mogan's cause of action against Citicorp under the FBCPA with prejudice. Citicorp established that no genuine issues of material fact existed as to the FDCPA claim against it and that it was entitled to judgment as a matter of law. Mogan provided the court with no evidence or legal authority which would bring Citicorp within the definition of "debt collectorw under the FDCPA and does not cite this Court to any authority supporting reversal of the District Court's decision. Furthermore, we note that Mogan himself requested dismissal of his action against Citicorp, without prejudice. Given the state of the record before the District Court and this Court, we conclude that the District Court did not err in dismissing Mogan's complaint against Citicorp with prejudice. Finally, we note that Mogan asserts error in the District Court's dismissal of his claim against Capital Credit Corporation, Schwartz & Schwartz and Roger Cane. This assertion of error is frivolous and totally unfounded. As noted above, those defendants were never served and did not appear; they were not before the District Court. The District Court's order granting summary judgment to Citicorp and its judgment in Citicorp's favor does not mention the other defendants and does not dismiss the claim against them. Pursuant to Section I, Paragraph 3(c), Montana Supreme Court 1988 Internal Operating Rules, this decision shall not be cited as precedent and shall be published by its filing as a public document with the Clerk of the Supreme Court and by a report of its result to Montana Law Week, State Reporter and West Publishing Company. Affirmed. We concur: March 25, 1993 CERTIFICATE OF SERVICE I hereby certify that the following order was sent by United States mail, prepaid, to the following named: DAVID C. MOGAN P.O. Box 21 Lewistown. MT 59457 Rodney T. Hartman HERNDON, HARTMAN. SWEENEY & HALVERSON P.O. Box 80270 Billings, MT 59108-0270 ED SMITH CLERK OF THE SUPREME COURT STATE OF MONTANA BY: Deputy

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