HOME OWNERS INSURANCE CO V WILLIAM R TOLLEY JR

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STATE OF MICHIGAN COURT OF APPEALS HOMEOWNERS INSURANCE COMPANY, UNPUBLISHED March 22, 2007 Plaintiff-Appellee, v No. 271322 St. Clair Circuit Court LC No. 05-001344-CK WILLIAM R. TOLLEY, JR., and ANGELA TOLLEY, Defendants, and JASON A. WIEGAND, Defendant-Appellant. Before: Hoekstra, P.J., and Markey and Wilder, JJ. WILDER, J. (concurring). In Burkhardt v Bailey, 260 Mich App 636, 656, 680 NW2d 453 (2004), this Court noted that “the unilateral subjective intent of one party cannot control the terms of a contract.” This finding is consistent with the holding in Wilkie v Auto-Owners Ins Co, 469 Mich 41; 664 NW2d 776 (2003), cited in Burkhardt at p 657, that the use of the reasonable expectations doctrine to interpret an unambiguous contract was inappropriate. In light of Wilkie, I would conclude that Harrington has been overruled insofar as Harrington requires examination of the insured's subjective intent or, stated another way, the insured's reasonable expectations. Nevertheless, I agree that the contract language is unambiguous, and that that reasonable minds could not differ in determining that Tolley acted intentionally “despite [her] awareness that harm was likely to follow from [her] conduct.” Accordingly, I join with the majority in affirming the trial court. /s/ Kurtis T. Wilder -1-

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