HOME OWNERS INSURANCE CO V WILLIAM R TOLLEY JR
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STATE OF MICHIGAN
COURT OF APPEALS
HOMEOWNERS INSURANCE COMPANY,
UNPUBLISHED
March 22, 2007
Plaintiff-Appellee,
v
No. 271322
St. Clair Circuit Court
LC No. 05-001344-CK
WILLIAM R. TOLLEY, JR., and ANGELA
TOLLEY,
Defendants,
and
JASON A. WIEGAND,
Defendant-Appellant.
Before: Hoekstra, P.J., and Markey and Wilder, JJ.
WILDER, J. (concurring).
In Burkhardt v Bailey, 260 Mich App 636, 656, 680 NW2d 453 (2004), this Court noted
that “the unilateral subjective intent of one party cannot control the terms of a contract.” This
finding is consistent with the holding in Wilkie v Auto-Owners Ins Co, 469 Mich 41; 664 NW2d
776 (2003), cited in Burkhardt at p 657, that the use of the reasonable expectations doctrine to
interpret an unambiguous contract was inappropriate.
In light of Wilkie, I would conclude that Harrington has been overruled insofar as
Harrington requires examination of the insured's subjective intent or, stated another way, the
insured's reasonable expectations. Nevertheless, I agree that the contract language is
unambiguous, and that that reasonable minds could not differ in determining that Tolley acted
intentionally “despite [her] awareness that harm was likely to follow from [her] conduct.”
Accordingly, I join with the majority in affirming the trial court.
/s/ Kurtis T. Wilder
-1-
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