LINDA LOU GALBREATH V TIG INS CO
Annotate this Case
Download PDF
STATE OF MICHIGAN
COURT OF APPEALS
LINDA LOU GALBREATH, Personal
Representative of the ESTATE OF DUWARD
GALBREATH,
UNPUBLISHED
August 10, 2001
Plaintiff-Appellant,
v
No. 223947
Muskegon Circuit Court
LC No. 99-039496-NF
TIG INSURANCE COMPANY,
Defendant-Appellee.
Before: Collins, P.J., and Hoekstra and Gage, JJ.
PER CURIAM.
Plaintiff appeals as of right from the order granting summary disposition in favor of
defendant. We affirm.
Duward Galbreath, plaintiff’s husband, was killed when his motorcycle flipped over as he
was exiting US 31 at Sternberg Road. Plaintiff filed a complaint against defendant alleging that a
vehicle driven by Kimberly Rathsburg and insured by defendant was involved in the accident,
and that defendant wrongfully denied plaintiff personal injury protection insurance benefits. The
circuit court granted summary disposition to defendant, finding no evidence that Rathburg’s
vehicle was involved in the accident.
In deciding a motion for summary disposition brought under MCR 2.116(C)(10), the trial
court considers the affidavits, pleadings, depositions, admissions, and any other documentary
evidence submitted in the light most favorable to the nonmoving party to determine whether a
genuine issue of material fact exists. Ritchie-Gamestar v City of Berkley, 461 Mich 73, 76; 597
NW2d 517 (1999). This Court reviews de novo a trial court’s decision to grant or deny a motion
for summary disposition. Spiek v Dep’t of Transportation, 456 Mich 331, 337; 572 NW2d 201
(1998).
The applicable section of Michigan’s no-fault act provides, in pertinent part, as follows:
(5) A person suffering accidental bodily injury arising from a motor
vehicle accident which shows evidence of the involvement of a motor vehicle
-1-
while an operator or passenger of a motorcycle shall claim personal protection
insurance benefits from insurers in the following order of priority:
(a) The insurer of the owner or registrant of the motor vehicle involved in
the accident. [MCL 500.3114(5).]
Thus, under MCL 500.3114(5), a motorcyclist who suffers accidental bodily injury arising from a
motor vehicle accident may claim benefits from the insurers of the motorists and vehicle owners
who were “involved in the accident.” Greater Flint HMO v Allstate Ins Co, 172 Mich App 783,
786; 432 NW 2d 439 (1988).
Even though the phrase “involved in the accident” appears many times throughout the nofault act, it is not defined in the act. Turner v Auto Club Ins Ass’n, 448 Mich 22, 37; 528 NW2d
681 (1995). However, in Hastings Mutual Ins Co v State Farm Ins Co, 177 Mich App 428, 434;
442 NW2d 684 (1989), this Court held that in order for a vehicle to be considered “involved” in
an accident for purposes of § 3114(5), that vehicle must be an “active link contributing to the
accident,” and “there must be ‘evidence’ which ‘shows’ the involvement of a motor vehicle.”
Further, citing Hastings, supra, as well as other Court of Appeals cases interpreting the phrase
“involved in the accident” in the no-fault act, the Supreme Court held in Turner, supra that
for a vehicle to be considered “involved in the accident” under § 3125, the motor
vehicle, being operated or used as a motor vehicle, must actively, as opposed to
passively, contribute to the accident. Showing a mere “but for” connection
between the operation or use of the motor vehicle and the damage is not enough to
establish that the vehicle was “involved in the accident.” Moreover, physical
contact is not required to establish that the vehicle was “involved in the accident,”
nor is fault a relevant consideration in the determination whether a vehicle was
“involved in the accident.” [Turner, supra at 39.]
Rathsburg testified at her deposition that as Galbreath entered US 31, Rathsburg moved
over to the passing lane to allow him to enter the highway. Galbreath accelerated and passed
Rathsburg on the right. Rathsburg then moved over to the driving lane where she maintained her
speed. A short time later, she passed Galbreath because his speed had slowed. After Rathsburg
returned to the driving lane, Galbreath sped up and passed her. Once back in front of Rathsburg,
Galbreath again slowed down, and Rathsburg, who was maintaining a constant speed, entered the
left lane and passed him. As Rathsburg neared her exit, Galbreath once again accelerated and
passed her, this time leaving approximately a car’s length between them as he returned to the
driving lane. At that point, Rathsburg dropped back and slowed down because she had entered
the exit lane. Rathsburg testified that Galbreath also moved from the driving lane to the exit
lane. When both Galbreath and Rathsburg were on the exit ramp, the distance between them
increased because Rathsburg was slowing down and Galbreath was not. When the distance
between them was more than seventy-five yards, Rathsburg saw Galbreath flip end over end off
the ramp.
Plaintiff relies on Rathsburg’s deposition testimony to support her claim that the
Rathsburg vehicle interfered with and influenced Galbreath’s operation of his vehicle, and her
specific assertions that Rathsberg and Galbreath actively pursued each other, that when
-2-
Rathsburg approached the Sternberg exit, she squeezed Galbreath out of his lane and forced him
to leave the highway at a high rate of speed, and that Rathsburg and Galbreath exchanged hand
gestures. However, we find nothing in Rathsburg’s deposition or any other evidence presented
by plaintiff to support these assertions or otherwise create a genuine issue of fact regarding
whether Rathsburg’s vehicle was involved in the accident.
In her deposition, Rathsburg stated that she believed she was a nonparticipant in a “cat
and mouse” game with Galbreath. Rathsburg also stated that she was in the exit lane before
Galbreath moved into it, and Galbreath was ahead of her truck at first by only a car’s length and
then by an expanding distance when he moved into the exit lane and she began to slow down. At
the point Galbreath left the pavement, Rathsburg believed she was more than three-quarters the
length of a football field behind him. Although Rathsburg testified that just before Galbreath
entered the exit ramp, he made a hand gesture, she also testified that she did not know what the
gesture meant, and she did not respond.
Because plaintiff presented no documentary evidence to show that the Rathsburg vehicle
actively contributed to the motorcycle accident, the circuit court properly granted summary
disposition in favor of defendant.
Affirmed.
/s/ Jeffrey G. Collins
/s/ Joel P. Hoekstra
/s/ Hilda R. Gage
-3-
Some case metadata and case summaries were written with the help of AI, which can produce inaccuracies. You should read the full case before relying on it for legal research purposes.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.