JOHN P GIORI V ALLSTATE INSURANCE CO
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STATE OF MICHIGAN
COURT OF APPEALS
JOHN P. GIORI,
UNPUBLISHED
July 9, 1999
Plaintiff-Appellant,
v
No. 211024
Iosco Circuit Court
LC No. 97-000393 CK
ALLSTATE INSURANCE COMPANY,
Defendant-Appellee.
Before: Griffin, P.J., and Wilder and Danhof,* JJ.
PER CURIAM.
Plaintiff appeals as of right from the trial court’s order granting defendant’s motion for summary
disposition pursuant to MCR 2.116(C)(10). We affirm.
Plaintiff was riding in the front passenger seat of a motor vehicle driven by Bernard Murphy.
While showing a shotgun to passenger Jay Allen in the back seat, plaintiff pushed down on the barrel of
the gun to demonstrate its unique feature of retracting into the chamber to absorb recoil. The gun
inadvertently fired, causing injury to plaintiff. Plaintiff brought an action against defendant to recover
personal protection insurance (PIP) benefits. Defendant moved for summary disposition under MCR
2.116(C)(8) and (10), and the trial court granted the motion pursuant to MCR 2.116(C)(10).
Plaintiff argues that the trial court erred in finding that his injury did not arise out of the
ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle because the vehicle
was being used to transport the firearm and his injury arose out of the transportational use of the vehicle.
We disagree.
We review a trial court’s grant of summary disposition under MCR 2.116(C)(10) de novo.
Morales v Auto-Owners Ins Co, 458 Mich 288, 294; 582 NW2d 776 (1998). This Court must
determine whether any genuine issue of material fact exists that would preclude judgment for the moving
party as a matter of law. Id. In making this determination, this Court must consider the pleadings,
* Former Court of Appeals judge, sitting on the Court of Appeals by assignment.
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affidavits, depositions, admissions, and any other evidence in favor of the nonmoving party, and grant
the benefit of any reasonable doubt to the nonmovant. Id.
Under the Michigan no-fault act, MCL 500.3101 et seq.; MSA 24.13101 et seq., an insurer
must pay PIP benefits “for accidental bodily injury arising out of the ownership, operation, maintenance
or use of a motor vehicle as a motor vehicle . . . .” MCL 500.3105(1); MSA 24.13105(1). The
question of “whether an injury arises out of the use of a motor vehicle ‘as a motor vehicle’ under § 3105
turns on whether the injury is closely related to the transportational function of motor vehicles.”
McKenzie v Auto Club Ins Ass’n, 458 Mich 214, 226; 580 NW2d 424 (1998). A causal connection
must also exist “between the injury and the use of a motor vehicle as a motor vehicle [that] is more than
incidental, fortuitous or ‘but for.’” Thornton v Allstate Ins Co, 425 Mich 643, 659; 391 NW2d 320
(1986). That a vehicle was the situs of an injury, alone, is insufficient to establish the necessary causal
connection. Bourne v Farmers Ins Exchange, 449 Mich 193, 200; 534 NW2d 491 (1995).
Although the vehicle in this case was being used for transportational purposes at the time of
plaintiff’s injury, the injury itself was not closely related to the transportation of the shotgun. McKenzie,
supra at 226. Plaintiff’s injury was caused by his own act of showing the gun to Allen and pushing
down on the barrel without first determining whether the gun was loaded. Plaintiff’s actions were not
related to the function of transporting the shotgun inside the vehicle, but were independent of
transporting the shotgun. The vehicle was merely the situs of plaintiff’s injury which is insufficient to
establish the necessary causal connection. Bourne, supra at 200. Plaintiff’s injury was not closely
related to use of the motor vehicle in its transportational function, and therefore, plaintiff was not entitled
to PIP benefits from defendant. The trial court did not err in granting defendant’s motion for summary
disposition.
Affirmed.
/s/ Richard Allen Griffin
/s/ Kurtis T. Wilder
/s/ Robert J. Danhof
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