Grinnell Mutual Reinsurance Co v. Terry Reynolds, No. 14-3530 (8th Cir. 2015)

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Court Description: Per Curiam - Before Murphy, Benton and Kelly, Circuit Judges] Civil case - Insurance. Magistrate Judge's conclusion that the pollution liability exclusion, as well as the business activities and custom feeding exclusions in the policy in question, were unambiguous and precluded coverage for the claims is affirmed without comment.

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United States Court of Appeals For the Eighth Circuit ___________________________ No. 14-3530 ___________________________ Grinnell Mutual Reinsurance Company lllllllllllllllllllll Plaintiff - Appellee v. David Rambo lllllllllllllllllllll Defendant Terry Reynolds lllllllllllllllllllll Defendant - Appellant Rodger Smith; Carla Smith; Ellie Slater; Jean Shown; Faye Shown; Roger Brown; Claudine Brown lllllllllllllllllllll Defendants ___________________________ No. 14-3596 ___________________________ Grinnell Mutual Reinsurance Company lllllllllllllllllllll Plaintiff - Appellee v. David Rambo; Terry Reynolds lllllllllllllllllllll Defendants Rodger Smith; Carla Smith; Ellie Slater; Jean Shown; Faye Shown; Roger Brown; Claudine Brown lllllllllllllllllllll Defendants - Appellants ____________ Appeals from United States District Court for the Western District of Missouri - Jefferson City ____________ Submitted: December 16, 2015 Filed: December 29, 2015 [Unpublished] ____________ Before MURPHY, BENTON, and KELLY, Circuit Judges. ____________ PER CURIAM. Grinnell Mutual Reinsurance Company is the reinsurer for insurance policies held by Terry Reynolds and David Rambo. In this action it seeks a declaratory judgment that there was no coverage for claims brought against Reynolds and Rambo by Rodger Smith and six other homeowners in a Missouri state court action. A magistrate judge1 granted summary judgment for Grinnell, and Smith and Reynolds appeal. We affirm. In the underlying lawsuit, the Smith plaintiffs alleged that Rambo and Reynolds were liable for nuisance and other harms caused by the operation of their swine and 1 The Honorable Matt J. Whitworth, United States Magistrate Judge for the Western District of Missouri, to whom the case was referred for final disposition by consent of the parties pursuant to 28 U.S.C. § 636(c). -2- poultry farms. The magistrate judge concluded that the pollution liability exclusion in Rambo’s policy, as well as the business activities and custom feeding exclusions in Reynolds’s policy, were unambiguous and precluded coverage for the claims against them. We conclude upon de novo review that the magistrate judge did not err in granting summary judgment. See United Fire & Cas. Co. v. Titan Contractors Serv., Inc., 751 F.3d 880, 883 (8th Cir. 2014) (summary judgment standard); id. at 883–84 (standard for interpretation of an insurance policy under Missouri law). Accordingly, we affirm. See 8th Cir. R. 47B. ______________________________ -3-

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