Gerhardt v. Liberty Life Assurance Co., et al., No. 12-3159 (8th Cir. 2013)
Annotate this CasePlaintiff appealed the district court's denial of her motion for judgment on the record, affirming Liberty's termination of long-term disability benefits and dismissal of the complaint with prejudice. The policy provided that an employee was not disabled if the employee was capable of performing any occupation for which he or she was reasonably fitted. The court concluded that Liberty did not abuse its discretion in determining that plaintiff was reasonably fitted to perform the occupation of ambulance/emergency service dispatcher. Therefore, the record reflected that Liberty's decision to terminate benefits was supported by substantial evidence and thus did not constitute an abuse of discretion. Accordingly, the court affirmed the judgment of the district court.
Court Description: Civil case - ERISA. The disability policy in question provided that an employee was not disabled if the employee was capable of performing any occupation for which she is reasonably fitted and the insurer established at least one such occupation for plaintiff and did not abuse its discretion by denying her claim for benefits.
Some case metadata and case summaries were written with the help of AI, which can produce inaccuracies. You should read the full case before relying on it for legal research purposes.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.