Phelps v. State Farm Mut. Auto. Ins. Co., No. 10-6085 (6th Cir. 2012)
Annotate this CaseAbout four years after a driver, insured by State Farm, collided with Phelps’s car and caused a spine injury that required surgery, Phelps filed suit, alleging that State Farm violated Kentucky’s Unfair Claims Settlement Practices Act. The district court granted summary judgment in favor of State Farm on the ground that Phelps had failed to show that the three years taken to settle her claim raised a genuine dispute as to whether State Farm had acted in bad faith. The Sixth Circuit reversed, noting State Farm’s low initial offer, extensive delays, four transfers to new adjusters, and prolonged refusal to disclose policy limits.
The court issued a subsequent related opinion or order on June 13, 2012.
Some case metadata and case summaries were written with the help of AI, which can produce inaccuracies. You should read the full case before relying on it for legal research purposes.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.