Dixon v. Toyota Motor Credit Corp., No. 14-30426 (5th Cir. 2015)
Annotate this CasePlaintiff filed suit against TMCC and Troy Campise, the Sales Manager of Lakeside Toyota, an automobile dealership, alleging that TMCC and Campise defrauded him by leading him to believe that a lease for a Toyota Corolla automobile would be tax exempt because the co-lessee, DELF, Inc., was a non-profit organization for which plaintiff is the registered agent and chief executive officer. On appeal, plaintiff challenged the district court's dismissal of his complaint for failure to state a claim. The court affirmed the judgment, concluding that the lease at issue was made to an organization as well as a natural person and therefore cannot be a consumer lease under the Consumer Leasing Act (CLA), 15 U.S.C. 1667-1667f. Because the CLA does not apply to a lease that is made to an organization, the court need not determine whether the complaint plausibly alleged that the lease was for personal use, rather than for agricultural, business, or commercial purposes.
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