Macpherson v. JP Morgan Chase Bank, NA

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Justia.com Opinion Summary: Plaintiff alleged that Chase willfully and maliciously provided false information about his finances to Equifax, a consumer credit reporting agency. Chase removed the suit to federal court and moved for dismissal under Rule 12(b)(6), arguing that plaintiff's claims were preempted by the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681t(b)(1)(F). Plaintiff appealed from the district court's dismissal of his state common law tort claims. The court affirmed the judgment of the district court, holding that the FCRA preempted plaintiff's state law claims against Chase.

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