Linda L. Adams, Plaintiff-appellant, v. Jcpenney Company, Inc.; Federal Insurance Company,subsidiary of Chubb Group of Insurance Companies,defendants-appellees, 83 F.3d 426 (9th Cir. 1996)

MEMORANDUM^* 

While the summary plan description could have been clearer, it didn't contradict the policy. Loss of hearing does not necessarily include partial loss. That a "loss" resulted in a fixed entitlement, equal to a year and a half in salary, makes total loss the more plausible interpretation.

AFFIRMED.