Bates (joseph B.) v. Bell Telephone Co. of Pennsylvania, Bell Atlantic Pensionplan, Bell Atlantic Medical Expense Plan for Activenon-management Employees and Retired Non-managementemployees of Bell Atlantic Network Services, Inc., Bellatlanticom Systems, Inc., New Jersey Bell Telephone Co.,bell Telephone Co. of Pennsylvania, C&p Telephone Companies,diamond State Telephone Co., Bell Atlantic Sickness &accident Plan, Bell Atlantic Dental Expense Plan, Bell, 22 F.3d 300 (3d Cir. 1994)