Peter J. Scalia, D.d.s., D/b/a Peter J. Scalia, D.d.s.,p.a., a New Jersey Professional Corporation v. Lafayette Life Insurance Company, Paul Revere Life Insurancecompany; John Patrick Fisher, an Underwriter at Lloyds,london, on His Own Behalf and for All Underwriters at Lloydssubscribing to Insurance Policy No. Ha903657 v. Peter J.scalia; National Casualty Company v. Peter J. Scalia, D.d.s., P.a, 114 F.3d 1173 (3d Cir. 1997)