2012 Wyoming Statutes
TITLE 40 - TRADE AND COMMERCE
CHAPTER 14 - WYOMING UNIFORM CONSUMER CREDIT CODE
40-14-320. Applicability; information required.


WY Stat § 40-14-320 (through 2012) What's This?

(a) For purposes of this part, consumer loan includes a loan secured primarily by an interest in land without regard to the rate of the loan finance charge if the loan is otherwise a consumer loan (W.S. 40-14-304).

(b) Repealed by Laws 1982, ch. 61, 2.

(c) Repealed by Laws 1982, ch. 61, 2.

(d) The information required under this part shall include a full statement of closing costs to be incurred by the consumer which shall be presented, in accordance with regulations of the administrator prior to the time when any down payment is made, or, in the case of a consumer loan involving a residential mortgage transaction, at the time the creditor makes a commitment with respect to the transaction. The administrator may provide by regulation that any portion of the information required to be disclosed by this part may be given in the form of estimates where the provider of such information is not in a position to know exact information.

(e) Disclosure and advertising of consumer credit shall be made pursuant to rules and regulations of the administrator not inconsistent with Consumer Credit Protection Act, 15 U.S.C. 1601 et seq. and amendments thereto, and the regulations promulgated by the board of governors of the federal reserve board pursuant to the act.

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