2012 Wyoming Statutes
TITLE 26 - INSURANCE CODE
CHAPTER 50 - RENTAL CAR INSURANCE
26-50-102. Definitions.
(a) As used in this chapter:
(i) "Endorsee" means an employee or representative of a rental car agent who meets the requirements of this chapter;
(ii) "Rental agreement" means any written master, corporate, group or individual agreement setting forth the terms and conditions governing the use of a rental car rented or leased by a rental car company;
(iii) "Rental car" means any motor vehicle that is intended to be rented or leased for a period of ninety (90) consecutive days or less by a driver who is not required to possess a commercial driver's license to operate the motor vehicle and the motor vehicle is one (1) of the following:
(A) A private passenger motor vehicle, including a passenger van, minivan or sport utility vehicle;
(B) A cargo vehicle, including a cargo van, pickup truck or truck with a gross vehicle weight of less than twenty-six thousand (26,000) pounds; or
(C) A motorcycle, as defined in W.S. 31-1-101(a)(xv)(E).
(iv) "Rental car agent" means any rental car company that is licensed to offer, sell or solicit rental car insurance pursuant to this chapter;
(v) "Rental car company" means any person in the business of renting rental cars to the public, including a franchisee;
(vi) "Rental car insurance" means insurance offered, sold or solicited in connection with and incidental to the rental of rental cars, whether at the rental office or by preselection of coverage in master, corporate, group or individual agreements that is nontransferable, applies only to the rental car that is the subject of the rental agreement and is limited to the following kinds of insurance and shall not include the rental car company's agreement to waive its right of indemnity against a renter for damages to the rental vehicle:
(A) Personal accident insurance for renters and other rental car occupants, for accidental death or dismemberment, and for medical expenses resulting from an accident that occurs with the rental car during the rental period;
(B) Liability insurance, which at the exclusive option of the rental car company, may include uninsured or underinsured motorist coverage, whether offered separately or in combination with other liability insurance, that provides protection to the renters and to other authorized drivers of a rental car for liability arising from the operation of the rental car during the rental period;
(C) Personal effects insurance that provides coverage to renters and other vehicle occupants for loss of or damage to, personal effects in the rental car during the rental period;
(D) Roadside assistance and emergency sickness protection insurance; and
(E) Any other insurance product sold incidental to the rental transaction.
(vii) "Renter" means any person who executes a rental agreement to obtain the use of a vehicle from a rental car company.
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