2025 Wisconsin Statutes & Annotations
Chapter 214 - Savings banks.

GENERAL PROVISIONS

• 214.01 - Definitions.
• 214.015 - Administration.
• 214.02 - Applicability.
• 214.025 - Insurance of accounts.
• 214.03 - Parity.
• 214.035 - Use of name.
• 214.04 - General corporate powers.
• 214.045 - Status as internal revenue service qualified thrift lender.
• 214.06 - Branch offices.

HOLDING COMPANIES

• 214.07 - Authorized activities.
• 214.08 - Registration.
• 214.085 - Reporting requirements.
• 214.09 - Acquisitions.
• 214.095 - Reorganization as a holding company.

INTERSTATE ACQUISITION AND MERGER

• 214.15 - Definitions.
• 214.155 - In-state institutions.
• 214.16 - In-state holding companies.
• 214.165 - Regional institutions and regional holding companies.
• 214.17 - Limitations.
• 214.175 - Condition on acquisition.
• 214.18 - Standards for disapproval.
• 214.185 - Exceptions.
• 214.19 - Branching not limited.
• 214.195 - Subchapter severability.
• 214.20 - Divestiture.

INCORPORATION AND ORGANIZATION

• 214.24 - Application for permission to organize.
• 214.245 - Content of application to organize.
• 214.25 - Articles of incorporation.
• 214.255 - Bylaws.
• 214.26 - Application review.
• 214.265 - Temporary organization and capital subscriptions.
• 214.27 - Completion of organization.
• 214.275 - Appeal of denial.

MEMBERSHIP

• 214.30 - Membership.
• 214.305 - Annual and special meetings.
• 214.31 - Notice of meetings.
• 214.315 - Quorum for annual or special meetings.
• 214.32 - Voting.
• 214.325 - Record date for voting and other purposes.
• 214.33 - Proxies.
• 214.335 - Directors.
• 214.34 - Bonds of officers and directors.
• 214.342 - Officers.
• 214.345 - Conduct of directors and officers.
• 214.37 - Access to books and records; communication with members and stockholders.
• 214.375 - Closing books.

CAPITAL

• 214.40 - Minimum capital.
• 214.405 - Evidence of capital.
• 214.41 - Capital stock; nature.
• 214.42 - Retirement or reduction of capital stock.
• 214.43 - Capital maintenance.
• 214.435 - Dividends.
• 214.44 - Loans or discounts on capital stock.

INVESTMENTS

• 214.48 - General provisions.
• 214.485 - Investment in loans.
• 214.49 - Other investments.
• 214.495 - Lien priority; advances.
• 214.50 - General loan contract provisions.
• 214.502 - Nonconforming loans.
• 214.505 - Modification agreements.
• 214.507 - Customer access to credit reports.
• 214.509 - Record search.
• 214.51 - Sale, assignment, and servicing of loans and contracts.
• 214.515 - Purchase of real estate at forced sale.
• 214.52 - Purchase of real estate for office and rental purposes.
• 214.525 - Prohibited loans.
• 214.53 - Effect of unauthorized investments.
• 214.54 - Loans to one borrower.
• 214.545 - Rules.

DEPOSIT ACCOUNTS

• 214.57 - Deposit accounts.
• 214.575 - Deposit accounts subject to liens.
• 214.58 - Payment of interest.
• 214.585 - Holders of deposit accounts.
• 214.59 - Prohibited activities.
• 214.592 - Financially related services tie-ins.
• 214.595 - Savings promotion prize programs.

VOLUNTARY CORPORATE CHANGES

• 214.62 - Merger; adoption of plan.
• 214.625 - Merger; stockholder vote of approval.
• 214.63 - Merger; certificate.
• 214.635 - Effect of merger.
• 214.64 - Merger; expenses.
• 214.645 - Sale of assets.
• 214.65 - Procedure to effect sale of all assets.
• 214.655 - Authority to form interim institution.
• 214.66 - Conversion of an existing institution to a savings bank.
• 214.665 - Emergency merger.
• 214.67 - Emergency sale of assets.
• 214.675 - Acquisition of control.
• 214.68 - Jurisdictional conversion.
• 214.685 - Organizational conversion of mutual savings bank to stock savings bank.

SUPERVISION

• 214.715 - Powers of the division.
• 214.72 - Prohibited business relationships.
• 214.725 - Examination.
• 214.735 - Examination report.
• 214.74 - Orders of the division.
• 214.745 - Division’s notice to members or stockholders.
• 214.75 - Record keeping and retention.
• 214.755 - Disclosure of examination reports and other records.
• 214.76 - Annual audit requirement.
• 214.765 - Unsafe and unsound practices; orders of prohibition and removal.
• 214.772 - Foreign savings banks.
• 214.775 - Procedure upon the impairment of capital.
• 214.78 - Review board.
• 214.785 - Review of acts, orders or determinations.

CUSTODY AND CONSERVATORSHIP

• 214.82 - Division’s authority to take custody and appoint a conservator or a receiver.
• 214.825 - Purposes of taking custody.
• 214.83 - Division’s powers during custody.
• 214.835 - Custody of savings banks.
• 214.84 - Notice of custody; action to enjoin.
• 214.845 - Segregation of collections during custody.
• 214.85 - Redelivery of possession.
• 214.855 - Limitations upon custody.

ENFORCEMENT POWERS

• 214.90 - Action to correct conditions.
• 214.905 - Books and records corrective orders.
• 214.91 - Removal and prohibition authority.
• 214.915 - Participation prohibition.
• 214.92 - Effect of termination or resignation.
• 214.925 - Unauthorized participation by convicted individual.
• 214.93 - False statements.
• 214.935 - Civil forfeitures.