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2020 West Virginia Code
Chapter 33. Insurance
Article 53. Certificates of Insurance
§33-53-3. Certificate Forms
Universal Citation: WV Code § 33-53-3 (2020)
(a) The Commissioner of Insurance shall prohibit the use of a certificate of insurance form if the form:
(1) Is unfair, misleading, or deceptive, or violates public policy; or
(2) Violates any law, including any rule promulgated by the commissioner.
(b) A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance makes reference. A certificate of insurance does not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.
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