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2020 West Virginia Code
Chapter 33. Insurance
Article 13. Life Insurance
§33-13-33. Same -- Entire Contract; Statements in Application; Deemed Representations
Universal Citation: WV Code § 33-13-33 (2020)
There shall be a provision in each industrial life insurance policy that the policy shall constitute the entire contract between the parties, or, if a copy of the application is endorsed upon or attached to the policy when issued, a provision that the policy and the application therefor shall constitute the entire contract. If the application is so made a part of the contract, the policy shall also provide that all statements made by the applicant in such application shall, in the absence of fraud, be deemed to be representations and not warranties.
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