There is a newer version of the West Virginia Code
2016 West Virginia Code
CHAPTER 46A. WEST VIRGINIA CONSUMER CREDIT
ARTICLE 4. REGULATED CONSUMER LENDERS.
- §46A-4-101. Authority to make loans.
- §46A-4-102. License to make regulated consumer loans.
- §46A-4-103. Revocation, suspension or forfeiture of license.
- §46A-4-104. Records; annual reports.
- §46A-4-105. Examinations; assessments and investigations.
- §46A-4-106. Application of Administrative Procedures Act.
- §46A-4-107. Loan finance charge for regulated consumer lenders.
- §46A-4-108. Use of multiple loan agreements.
- §46A-4-109. Restrictions on interest in land as security; assignment of earnings to regulated consumer lender prohibited; when security interest on household furniture goods not valid; prohibitions as to renegotiation of loan discharged in bankruptcy; limiting fees on real property loan refinancings; maximum points, fees and charges; overriding of federal limitations; limitations on lien documents prohibitions on residential mortgage loans; providing civil remedy.
- §46A-4-110. Conduct of business other than making loans.
- §46A-4-110a. Prohibited conduct.
- §46A-4-111. Disclosure of higher annual percentage rate upon refinancing of a loan not secured by real estate at higher rate; requiring documentation of a reasonable net tangible benefit to the borrower of any refinancing of a real estate secured loan.
- §46A-4-112. Code reference to supervised lenders and industrial loan companies; authority of the commissioner.
- §46A-4-113. Continuation of licensing.
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