2011 West Virginia Code
CHAPTER 31. CORPORATION
ARTICLE 17. WEST VIRGINIA RESIDENTIAL MORTGAGE LENDER, BROKER AND SERVICER ACT.
- §31-17-1. Definitions and general provisions.
- §31-17-2. License required for lender and broker originator; exemptions.
- §31-17-3. Supervision by Commissioner of Banking; rules and regulations; personnel; participation in the Nationwide Mortgage Licensing System and Registry.
- §31-17-4. Applications for licenses; requirements; bonds; fees; renewals; waivers and reductions; per loan fee.
- §31-17-5. Refusal or issuance of license.
- §31-17-6. Minimum net worth to be maintained; bond to be kept in full force and effect; foreign corporation to remain qualified to do business in this state.
- §31-17-7. License not transferable or assignable; license may not be franchised; renewal of license.
- §31-17-8. Maximum interest rate on subordinate loans; prepayment rebate; maximum points, fees and charges; overriding of federal limitations; limitations on lien documents; prohibitions on primary and subordinate mortgage loans; civil remedy.
- §31-17-9. Disclosure; closing statements; other records required; record-keeping requirements.
- §31-17-10. Advertising requirements.
- §31-17-11. Records and reports; examination of records; analysis.
- §31-17-12. Grounds for suspension or revocation of license; suspension and revocation generally; reinstatement or new license; penalties and fines for violation of this article.
- §31-17-13. Notice of refusal, or suspension or revocation, of license; relinquishing license.
- §31-17-14. Hearing before commissioner; provisions pertaining to hearing.
- §31-17-15. Judicial review.
- §31-17-16. Actions to enjoin violations.
- §31-17-17. Loans made in violation of this article void; agreements to waive article void.
- §31-17-18. Violations and penalties.
- §31-17-19. Severability.
- §31-17-20. Effective date.
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