There is a newer version of the Revised Code of Washington
2015 Revised Code of Washington
Title 31 - MISCELLANEOUS LOAN AGENCIES
31.04 Consumer loan act.
- 31.04.015 Definitions.
- 31.04.025 Application of chapter.
- 31.04.027 Violations of chapter.
- 31.04.035 License required—When violation occurs.
- 31.04.045 License—Application—Background checks—Fee—Surety bond.
- 31.04.055 License—Director's duties.
- 31.04.065 License—Information contained.
- 31.04.075 Licensee—Place of business.
- 31.04.085 Licensee—Assessment—Bond—Time of payment.
- 31.04.093 Licensing—Applications—Regulation of licensees—Director's duties and authority—Fines—Orders—Statute of limitations.
- 31.04.102 Loans secured, or not secured, by lien on real property—Licensee's obligations—Disclosure of fees and costs to borrower—Time limits.
- 31.04.105 Licensee—Powers—Restrictions.
- 31.04.115 Open-end loan—Requirements—Restrictions—Options.
- 31.04.125 Loan restrictions—Interest calculations.
- 31.04.135 Advertisements or promotions.
- 31.04.143 Subpoena authority—Application—Contents—Notice—Fees.
- 31.04.145 Investigations and examinations—Director's duties and powers—Production of information—Costs.
- 31.04.155 Licensee—Recordkeeping—Director's access—Report requirement—Failure to report.
- 31.04.165 Director—Broad administrative discretion—Rule making—Actions in superior court.
- 31.04.168 Director—Powers under chapter 19.144 RCW.
- 31.04.175 Violations—No penalty prescribed—Gross misdemeanor—Good faith exception.
- 31.04.185 Repealed sections of law—Rules adopted under.
- 31.04.202 Application of administrative procedure act.
- 31.04.205 Enforcement of chapter—Director's discretion—Hearing—Sanctions—Recovery of costs.
- 31.04.208 Application of consumer protection act.
- 31.04.211 Application of chapter—2009 c 120.
- 31.04.221 Mortgage loan originator—License required—Unique identifier required.
- 31.04.224 Licensing exemptions—Residential mortgage loans.
- 31.04.227 Mortgage loan origination—Independent contractors.
- 31.04.231 Individual loan processor—Licensing exemptions.
- 31.04.234 Mortgage loan originator license—Application form and content.
- 31.04.237 Use of nationwide mortgage licensing system and registry.
- 31.04.241 Mortgage loan originator application—Required submission and use of personal information.
- 31.04.244 Mortgage loan originator application—Required information—Fees.
- 31.04.247 Issuance of mortgage loan originator license—Necessary findings.
- 31.04.251 Mortgage loan originator license—Renewal—Surrender—Rules.
- 31.04.254 Mortgage loan originator licensing process—Rules—Interim procedures.
- 31.04.257 Mortgage loan originator interim license.
- 31.04.261 Mortgage loan originator—Prelicensing education requirements.
- 31.04.264 Mortgage loan originator—Testing requirements.
- 31.04.267 Mortgage loan originator—Continuing education requirements.
- 31.04.271 Mortgage loan originators—System information may be challenged.
- 31.04.274 Information provided to nationwide mortgage licensing system and registry—Confidentiality—Restrictions on sharing.
- 31.04.277 Consumer loan companies—When reports of condition are required.
- 31.04.281 Reports of violation—2009 c 120.
- 31.04.284 Mortgage loan originator—Unique identifier—Display.
- 31.04.290 Residential mortgage loan servicer—Requirements—Written detailed information.
- 31.04.293 Residential mortgage loan modification services—Written disclosure summary—Limitation on fees—Rules.
- 31.04.297 Third-party residential mortgage loan modification services providers—Duties—Restrictions.
- 31.04.300 Residential mortgage loan servicer—Liquidity, operating reserves, tangible net worth requirements.
- 31.04.310 Residential mortgage loan servicer—Appointment of receiver.
REVERSE MORTGAGE LENDING
- 31.04.500 Short title.
- 31.04.501 Implementation.
- 31.04.505 Definitions.
- 31.04.510 Requirements of licensee—Minimum capital—Exceptions.
- 31.04.515 Loan requirements—Compliance—Rules.
- 31.04.520 Right to rescind transaction.
- 31.04.525 Preapproval required from department of financial institutions—Application of section—Rules.
- 31.04.530 Required notice to prospective borrower about counseling—Form—Contents—Annual disclosure statements—Property appraisals.
- 31.04.535 Lender default—Treble damages—Civil remedies.
- 31.04.540 Loan advances—Eligibility and benefits under means-tested programs—Subject to federal law.
- 31.04.900 Severability—1991 c 208.
- 31.04.901 Short title.
- 31.04.902 Effective dates, implementation—1991 c 208.
- 31.04.903 Effective date—2009 c 120.
- 31.04.904 Effective date—2010 c 35.
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