There is a newer version of the Revised Code of Washington
2009 Washington Code
Title 19 - Business regulations — miscellaneous
Chapter 19.146 - Mortgage broker practices act.
- 19.146.005 - Findings and declaration.
- 19.146.010 - Definitions.
- 19.146.020 - Exemptions from chapter.
- 19.146.0201 - Loan originator, mortgage broker -- Prohibitions -- Requirements.
- 19.146.030 - Written disclosure of fees and costs -- Rules -- Contents -- Lock-in agreement terms -- Excess fees limited.
- 19.146.040 - Written contract required -- Contract entered by loan originator binding on mortgage broker -- Written correspondent or loan broker agreement required.
- 19.146.050 - Moneys for third-party provider services deemed in trust -- Deposit of moneys in trust account -- Use of trust account -- Rules -- Tax treatment.
- 19.146.060 - Accounting requirements.
- 19.146.070 - Fee, commission, or compensation -- When permitted.
- 19.146.080 - Borrowers unable to obtain loans -- Mortgage broker to provide copies of certain documents -- Conditions -- Exceptions.
- 19.146.085 - Duties -- Generally.
- 19.146.095 - Fiduciary duties.
- 19.146.100 - Violations of chapter -- Application of consumer protection act.
- 19.146.103 - Financial interest in a mortgage broker -- Prohibited practices.
- 19.146.110 - Criminal penalty.
- 19.146.200 - Mortgage broker or loan originator -- License required -- Suit or action for collection of compensation -- Display of license -- Designated broker required.
- 19.146.205 - License -- Application -- Applicant to furnish information establishing identity -- Background check -- Fee -- Bond or alternative.
- 19.146.210 - License -- Requirements for issuance -- Denial -- Validity -- Surrender -- Interim license -- Rules.
- 19.146.215 - Continuing education -- Rules.
- 19.146.220 - Director -- Powers and duties -- Violations as separate violations -- Rules.
- 19.146.221 - Action by director -- Hearing -- Sanction.
- 19.146.223 - Director -- Administration and interpretation.
- 19.146.225 - Director -- Rule-making powers.
- 19.146.226 - Director -- Licensing rules and interim procedures.
- 19.146.227 - Cease and desist order -- Action to enjoin and enforce.
- 19.146.228 - Fees -- Exception.
- 19.146.230 - Administrative procedure act application.
- 19.146.235 - Director's authority to conduct investigations and examinations -- Rules -- Penalty.
- 19.146.237 - Director -- Powers under chapter 19.144 RCW.
- 19.146.240 - Violations -- Claims against bond or alternative.
- 19.146.245 - Violations -- Liability.
- 19.146.250 - Authority restricted to person named in license -- Exceptions.
- 19.146.260 - Registered agent for brokers without physical office in state -- Venue.
- 19.146.265 - Branch offices -- Fee -- Licenses -- Rules.
- 19.146.290 - Licensee to provide director with annual report of mortgage broker activity.
- 19.146.300 - Loan originator license--Application -- Applicant to furnish information establishing identification -- Background check -- Fees -- Rules.
- 19.146.310 - Loan originator license -- Requirements for issuance -- Denial -- Validity -- Expiration -- Surrender -- Interim license.
- 19.146.320 - Loan originator license -- Not assignable.
- 19.146.325 - Loan originator license -- Test.
- 19.146.330 - Loan originator -- Limit on applications taken.
- 19.146.340 - Loan originator applicants.
- 19.146.350 - Loan originators -- Continuing education -- Requirements.
- 19.146.353 - Residential mortgage loan modification services -- Written fee agreement -- Limitation on fees -- Rules.
- 19.146.355 - Third-party residential mortgage loan modification services providers -- Duties -- Restrictions.
- 19.146.357 - Mortgage loan originator -- License required -- Nationwide mortgage licensing system and registry.
- 19.146.360 - Director's duty -- Process to challenge information -- Nationwide mortgage licensing system and registry.
- 19.146.370 - Disclosure of information -- Privilege -- Confidentiality -- Exceptions.
- 19.146.380 - Director's authority to contract -- Records and fees.
- 19.146.390 - Mortgage brokers -- Licensing system and registry reports of condition.
- 19.146.400 - Director's authority -- Violation and enforcement reporting.
- 19.146.900 - Short title.
- 19.146.901 - Severability -- 1987 c 391.
- 19.146.902 - Severability -- 1994 c 33.
- 19.146.903 - Effective dates -- 1994 c 33.
- 19.146.904 - Implementation of act -- 2006 c 19.
- 19.146.905 - Effective date -- 2006 c 19.
Disclaimer: These codes may not be the most recent version. Washington may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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