There Is a Newer Version of the Code of Virginia
2011 Code of Virginia
Title 6.2 FINANCIAL INSTITUTIONS AND SERVICES.
Chapter 4 Certain Lending Practices (6.2-400 thru 6.2-437)
- 6.2-400 Amount of late charge; when charge can be made.
- 6.2-401 Acceleration clause in note evidencing installment loan; effect of acceleration.
- 6.2-402 Notice of use of Rule of 78 rebate method.
- 6.2-403 The Rule of 78.
- 6.2-404 When use of Rule of 78 prohibited or permitted.
- 6.2-405 References to sections regulating rebates of unearned interest and prepayment penalties.
- 6.2-406 Disclosure of terms of mortgage application.
- 6.2-407 Lenders to furnish borrower with copy of appraisal.
- 6.2-408 Priority of interest on debts secured by mortgage or deed of trust.
- 6.2-409 Addition of unpaid interest to principal balance.
- 6.2-410 Borrowers not to be required to employ particular professionals.
- 6.2-411 Requirements relating to insurance
- 6.2-412 Fire insurance coverage under certain loans not to exceed replacement value of improvemen...
- 6.2-413 Obligation of lender to reimburse unused mortgage guaranty insurance premiums.
- 6.2-414 Obligation of person maintaining escrow account to pay taxes and insurance; penalties.
- 6.2-415 Lender not to cancel insurance policy at time of refinancing under certain circumstances.
- 6.2-416 Certain mortgages not to prohibit further encumbrance of real property.
- 6.2-417 Mortgage or deed of trust to contain notice that debt is subject to call or modification on conveya...
- 6.2-418 Property owner entitled to written statement of payoff amount.
- 6.2-419 Disclosure of terms of assumption
- 6.2-420 Prepayment penalty not to be collected in certain circumstances.
- 6.2-421 Certain contracts to permit prepayment; amount of prepayment penalty.
- 6.2-422 Prepayment penalty for loan secured by home occupied by borrower.
- 6.2-423 Prepayment of loans secured by certain subordinate mortgages or deeds of trust; rebates for unearne...
- 6.2-424 Definitions.
- 6.2-425 Cardholder not liable in absence of request for, consent to issuance of, or use of card.
- 6.2-426 When request, consent, or use not condition precedent to liability.
- 6.2-427 Costs and attorney fee in suit on card; evidence of request or consent.
- 6.2-428 Production of credit card number as condition of check cashing or acceptance prohibited.
- 6.2-429 Improper use of payment device numbers.
- 6.2-430 Place where transaction occurred; federal Fair Credit Billing Act.
- 6.2-431 Certain cards excepted.
- 6.2-432 Credit card account disclosures.
- 6.2-433 Amendment to open-end credit contract or plan by bank or savings institution.
- 6.2-434 Law governing open-end credit contract or plan by bank or savings institution.
- 6.2-435 Law governing open-end credit contract or plan by seller or lender.
- 6.2-436 Compliance with federal law.
- 6.2-437 Right of buyer of consumer goods to refinance certain payments; agreements as to fluctuation in sch...
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