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Utah Code
2025 Utah Code
Title 13 - Commerce and Trade
Chapter 78 - Earned Wage Access Services Act
Section 106 - Applicability.
Universal Citation:
UT Code § 13-78-106 (2025)
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Effective 5/7/2025
13-78-106. Applicability.
Enacted by Chapter 237, 2025 General Session
Technically renumbered to avoid duplication of newly enacted code also in SB0226, Chapter 465.also in HB0279, Chapter 237.
13-78-106. Applicability.
- (1)A provider offering or providing earned wage access services in this state:
- (a)does not violate state law governing deductions from payroll, salary, wages, compensation, or other income or the purchase, sale or assignment of, or an order for earned but unpaid income;
- (b)is not offering a loan or other form of credit or debt, if the provider is not a creditor, a debt collector, or a lender; or
- (c)is not offering a money transmission, if the provider is not a money transmitter.
- (2)Fees, voluntary tips, gratuities, or other donations paid to the provider, in accordance with this chapter, are not interest or finance charges.
Enacted by Chapter 237, 2025 General Session
Technically renumbered to avoid duplication of newly enacted code also in SB0226, Chapter 465.also in HB0279, Chapter 237.
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