2025 Utah Code
Title 13 - Commerce and Trade
Chapter 78 - Earned Wage Access Services Act
Section 102 - Provider registration and registration renewal.

Universal Citation:
UT Code § 13-78-102 (2025)
Learn more This media-neutral citation is based on the American Association of Law Libraries Universal Citation Guide and is not necessarily the official citation.
Effective 5/7/2025
13-78-102. Provider registration and registration renewal.
  • (1)Except as provided in Subsection (4), a person may not act as a provider without registering with the division.
  • (2)To register as a provider, a person shall submit to the division a registration application:
    • (a)in the manner the division determines; and
    • (b)that includes:
      • (i)a registration application fee in an amount the division determines in accordance with Sections 13-1-2 and 63J-1-504;
      • (ii)a copy of the agreement for earned wage access services the provider uses with a consumer; and
      • (iii)any information that the division requires by rule made in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act.
  • (3)Each year a provider shall renew the provider's registration by submitting to the division an application for registration renewal:
    • (a)in a manner the division determines; and
    • (b)that includes:
      • (i)a registration renewal application fee in an amount the division determines in accordance with Sections 13-1-2 and 63J-1-504; and
      • (ii)any information the division requires by rule made in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act.
  • (4)A person that acts as a provider on May 7, 2025, may continue to act as a provider:
    • (a)if the person:
      • (i)applies for registration in accordance with this section on or before October 6, 2025; and
      • (ii)complies with the requirements of this chapter; and
    • (b)until the day on which the division issues a decision on the registration application after which:
      • (i)a person for which a registration application is denied may no longer operate; and
      • (ii)a person for which a registration application is granted may operate as provider.
  • (5)
    • (a)The division shall require a provider's principal to:
      • (i)submit a fingerprint card in a form acceptable to the division; and
      • (ii)consent to a criminal background check by:
        • (A)the Federal Bureau of Investigation;
        • (B)the Utah Bureau of Criminal Identification; or
        • (C)another agency of any state that performs criminal background checks.
    • (b)The provider shall pay the cost of:
      • (i)the fingerprint card described in Subsection (5)(a)(i); and
      • (ii)the criminal background check described in Subsection (5)(a)(ii).
  • (6)The division may grant or deny the registration application or the renewal application in accordance with Section 13-78-105.


Enacted by Chapter 237, 2025 General Session

Technically renumbered to avoid duplication of newly enacted code also in HB0418, Chapter 468, also in HB0217, Chapter 226, also in HB0279, Chapter 237.also in SB0226, Chapter 465, also in HB0217, Chapter 226, also in HB0279, Chapter 237.also in SB0226, Chapter 465, also in HB0418, Chapter 468, also in HB0279, Chapter 237.also in SB0226, Chapter 465, also in HB0418, Chapter 468, also in HB0217, Chapter 226.
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