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2024 Utah Code
Title 13 - Commerce and Trade
Chapter 48a - Car-Sharing Programs
Part 3 - Liability and Insurance for Covered Loss from Operation of Shared Vehicle
Section 303 - Certain abilities of insurance companies preserved.

Universal Citation:
UT Code § 13-48a-303 (2024)
Learn more This media-neutral citation is based on the American Association of Law Libraries Universal Citation Guide and is not necessarily the official citation.
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Effective 7/1/2023
13-48a-303. Certain abilities of insurance companies preserved.
  • (1)
    • (a) A motor vehicle liability insurance policy may exclude coverage and a duty to defend or indemnify with respect to a claim arising during a motor vehicle's use as a shared vehicle, based on the motor vehicle's use as a shared vehicle.
    • (b) Coverage that may be excluded as provided in Subsection (1) includes coverage for:
      • (i) bodily injury or property damage suffered by a third party;
      • (ii) a claim covered by uninsured motorist coverage described in Section 31A-22-305;
      • (iii) a claim covered by underinsured motorist coverage described in Section 31A-22-305.5;
      • (iv) a claim covered by personal injury protection coverage and benefits described in Section 31A-22-307;
      • (v) a claim for medical payments;
      • (vi) a claim for comprehensive physical damage; and
      • (vii) a claim for collision physical damage.
  • (2) Nothing in this chapter invalidates, limits, or restricts the ability of an insurance company under other applicable law to:
    • (a) underwrite an insurance policy; or
    • (b) cancel or fail to renew an insurance policy.
  • (3) Nothing in this chapter invalidates or limits a provision in a motor vehicle liability insurance policy, including any insurance policy in use or approved for use, that excludes coverage for a motor vehicle made available for rent, sharing, hire, or any business use.


Enacted by Chapter 361, 2023 General Session
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