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2025 Utah Code
Title 13 - Commerce and Trade
Chapter 45 - Consumer Credit Protection Act
Part 6 - Prohibitions
Section 601 - Consumer reporting agency -- Prohibitions.

Universal Citation:
UT Code § 13-45-601 (2025)
Learn more This media-neutral citation is based on the American Association of Law Libraries Universal Citation Guide and is not necessarily the official citation.
Effective 5/7/2025
13-45-601. Consumer reporting agency -- Prohibitions.
  • (1)Except as provided in Subsection (2), a consumer reporting agency may not report information relating to:
    • (a)an arrest not resulting in a conviction;
    • (b)a criminal charge not resulting in a conviction;
    • (c)an expunged conviction; or
    • (d)a pardoned conviction.
  • (2)A consumer reporting agency may report:
    • (a)a pending criminal charge; or
    • (b)an arrest that has not reached a final disposition.


Enacted by Chapter 415, 2025 General Session
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