2025 Utah Code
Title 13 - Commerce and Trade
Chapter 45 - Consumer Credit Protection Act
Part 5 - Credit Report Protection for Minors
Section 506 - Fees.

Universal Citation:
UT Code § 13-45-506 (2025)
Learn more This media-neutral citation is based on the American Association of Law Libraries Universal Citation Guide and is not necessarily the official citation.
Effective 1/1/2016
13-45-506. Fees.
  • (1) Except as provided in Subsection (2), a consumer reporting agency may not charge a fee for any service performed under this part.
  • (2) A consumer reporting agency may charge a reasonable fee, which does not exceed $5, for each placement or removal of a security freeze under this part, unless:
    • (a) the protected consumer's representative:
      • (i) has obtained a police report that states the protected consumer is the alleged victim of identity fraud; and
      • (ii) provides a copy of the report to the consumer reporting agency; or
    • (b)
      • (i) the protected consumer is less than 16 years of age at the time the request is submitted to the consumer reporting agency; and
      • (ii) the consumer reporting agency has a file that pertains to the protected consumer.


Enacted by Chapter 191, 2015 General Session
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