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2025 Utah Code
Title 13 - Commerce and Trade
Chapter 45 - Consumer Credit Protection Act
Part 5 - Credit Report Protection for Minors
Section 502 - Definitions.
Universal Citation:
UT Code § 13-45-502 (2025)
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Effective 1/1/2016
13-45-502. Definitions.
As used in this part, "security freeze" means:
Enacted by Chapter 191, 2015 General Session
13-45-502. Definitions.
As used in this part, "security freeze" means:
- (1) if a consumer reporting agency does not have a file that pertains to a protected consumer, a restriction that:
- (a) is placed on the protected consumer's record in accordance with this part; and
- (b) except as otherwise provided in this part, prohibits the consumer reporting agency from releasing the protected consumer's record; or
- (2) if a consumer reporting agency has a file that pertains to the protected consumer, a restriction that:
- (a) is placed on the protected consumer's credit report in accordance with this part; and
- (b) except as otherwise provided in this part, prohibits the consumer reporting agency from releasing the protected consumer's credit report or any information derived from the protected consumer's credit report.
Enacted by Chapter 191, 2015 General Session
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