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2012 Utah Code
Title 13 - Commerce and Trade
Article 38a - Financial Transaction Card Protection Act
Section 102 - Definitions.


UT Code § 13-38a-102 (2012) What's This?

13-38a-102. Definitions.

As used in this chapter:

(1) (a) "Financial transaction card" means any card, code, or other means of access to a person's account issued to a person that allows the person to obtain, purchase, or receive any of the following:

(i) goods;

(ii) services;

(iii) money; or

(iv) anything else of value.

(b) "Financial transaction card" includes:

(i) a credit card;

(ii) a credit plate;

(iii) a bank services card;

(iv) a banking card;

(v) a check guarantee card;

(vi) a debit card;

(vii) a telephone credit card; and

(viii) a device for access as defined in Section 7-16a-102.

(2) "Receipt" means any document related to the transaction of business provided to a person that uses a financial transaction card.

(3) (a) "Seller" means a person that accepts payment by a financial transaction card.

(b) "Seller" does not include:

(i) a government entity; or

(ii) a person acting on behalf of a government entity.

(4) (a) "Surcharge" means an additional charge added to a transaction paid for by using a credit card, but not added to a transaction paid for by a means other than a credit card.

(b) "Surcharge" does not include:

(i) an exclusion from a discount that is offered on transactions paid for by means other than a credit card;

(ii) a fee charged by a credit card company for use of a credit card; or

(iii) a fee authorized under Section 7-16a-202.


Renumbered and Amended by Chapter 421, 2013 General Session

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