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2025 Texas Statutes
Finance Code
Title 3 - Financial Institutions and Businesses
Subtitle B - Savings and Loan Associations
Chapter 64 - Loans and Investments
Subchapter E. Investment in Local Service Area
Section 64.081. Required Investments
Universal Citation:
TX Fin Code § 64.081 (2025)
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Sec. 64.081. REQUIRED INVESTMENTS. An association shall maintain in the association's portfolio not less than 15 percent of the association's deposits from its local service area designated under Section 64.082 in:
(1) first and second lien residential mortgage loans or foreclosed residential mortgage loans originated in the association's local service area;
(2) home improvement loans;
(3) interim residential construction loans;
(4) mortgage-backed securities secured by loans in the association's local service area; and
(5) loans for community reinvestment.
Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.
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