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2025 Texas Statutes
Finance Code
Title 1 - General Provisions
Chapter 1 - General Provisions
Section 1.004. Preemption

Universal Citation:
TX Fin Code § 1.004 (2025)
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Sec. 1.004. PREEMPTION. (a) Unless expressly authorized by another statute and except as provided by Subsection (b), a municipality or county may not adopt, enforce, or maintain an ordinance, order, or rule regulating conduct in a field of regulation that is occupied by a provision of this code. An ordinance, order, or rule that violates this section is void, unenforceable, and inconsistent with this code.

(b) A municipality or county may enforce or maintain an ordinance, order, or rule regulating any conduct under Chapter 393 and any conduct related to a credit services organization, as defined by Section 393.001 or by any other provision of this code, or a credit access business, as defined by Section 393.601 or by any other provision of this code, if:

(1) the municipality or county adopted the ordinance, order, or rule before January 1, 2023; and

(2) the ordinance, order, or rule would have been valid under the law as it existed before the date this section was enacted.

Added by Acts 2023, 88th Leg., R.S., Ch. 899 (H.B. 2127), Sec. 8, eff. September 1, 2023.

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