2025 Texas Statutes
Business & Commerce Code
Title 2 - Competition and Trade Practices
Chapter 20 - Regulation of Consumer Credit Reporting Agencies
Subchapter E. Security Freeze for Child
Section 20.22. Applicability; Conflict of Law
Sec. 20.22. APPLICABILITY; CONFLICT OF LAW. (a) This subchapter does not apply to the use of a protected consumer's consumer report or record by:
(1) a person administering a credit file monitoring subscription service to which:
(A) the protected consumer has subscribed; or
(B) the representative of the protected consumer has subscribed on behalf of the protected consumer;
(2) a person providing the protected consumer or the protected consumer's representative with a copy of the protected consumer's consumer report on request of the protected consumer or the protected consumer's representative;
(3) a consumer reporting agency with respect to a database or file that consists entirely of information concerning, and is used solely for, one or more of the following:
(A) criminal history record information;
(B) personal loss history information;
(C) fraud prevention or detection;
(D) tenant screening; or
(E) employment screening; or
(4) an entity described by Section 20.038(11), (12), or (13).
(b) To the extent of a conflict between a provision of this subchapter relating to a protected consumer and another provision of this chapter, this subchapter controls.
Added by Acts 2013, 83rd Leg., R.S., Ch. 64 (S.B. 60), Sec. 1, eff. January 1, 2014.
