2021 Texas Statutes
Insurance Code
Title 5 - Protection of Consumer Interests
Subtitle C - Deceptive, Unfair, and Prohibited Practices
Chapter 544 - Prohibited Discrimination
Subchapter L. Consumer Inquiry
Section 544.553. Prohibition of Underwriting and Rating Decisions Based on Consumer Inquiry
Sec. 544.553. PROHIBITION OF UNDERWRITING AND RATING DECISIONS BASED ON CONSUMER INQUIRY. An insurer may not:
(1) use an underwriting guideline based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured; or
(2) charge a rate that is different from the rate charged to other individuals for the same coverage or increase a rate charged to an insured based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured.
Added by Acts 2013, 83rd Leg., R.S., Ch. 570 (S.B. 736), Sec. 1, eff. September 1, 2013.
Subchapter M, consisting of Secs. 544.601 to 544.603, was added by Acts 2021, 87th Leg., R.S., Ch. 71 (H.B. 317), Sec. 2.
For another Subchapter M, consisting of Secs. 544.601 to 544.604, added by Acts 2021, 87th Leg., R.S., Ch. 926 (H.B. 3433), Sec. 1, see Sec. 544.601 et seq., post.
