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2024 Tennessee Code
Title 45 - BANKS AND FINANCIAL INSTITUTIONS (§§ 45-1-101 — 45-20-111)
Chapter 15 - TITLE PLEDGES (§§ 45-15-101 — 45-15-123)
- Section 45-15-101 - Short title
- Section 45-15-102 - Purpose
- Section 45-15-103 - Chapter definitions
- Section 45-15-104 - Authority of licensed title pledge lenders
- Section 45-15-105 - License required - Loans made without license void
- Section 45-15-106 - Eligibility requirements for license - Application - Fees - Issuance or denial of license - Hearing on denial - Renewal - Change in control of lender
- Section 45-15-107 - Suspension or revocation of license
- Section 45-15-108 - Rules and regulations - Compliance examinations - Preservation of books and records - Reproduction and preservation of records - Report by commissioner on rates and terms of loans
- Section 45-15-109 - Notification to commissioner of changes - Events requiring report to commissioner - Biennial reports
- Section 45-15-110 - Record of transactions required - Required information printed on agreement - Execution of agreement - Liens
- Section 45-15-111 - Rate of interest and charges - Consumer notification and disclosure form
- Section 45-15-112 - Right to redeem
- Section 45-15-113 - Thirty-day agreements - Renewal of agreements - Right to cancel - Fees and requirements for renewals
- Section 45-15-114 - Twenty-day holding period - Procedure for redemption or failure to redeem - Loss of agreement by pledgor
- Section 45-15-115 - Prohibited actions by lender
- Section 45-15-116 - Safekeeping of titled personal property or personal property certificates of title - Insurance coverage - Damaged property
- Section 45-15-117 - Violations
- Section 45-15-118 - Actions authorized by commissioner for violations - Consent orders - Penalties - Enforcement - Emergency action - Investigation of complaints - Censure, suspension, or bar
- Section 45-15-119 - Supersession of ordinances or resolutions of municipal corporations
- Section 45-15-120 - Applicability of motor vehicle provisions
- Section 45-15-121 - Licensing through multi-state automated licensing system
- Section 45-15-122 - Agent for channeling information
- Section 45-15-123 - Privacy or confidentiality of shared information
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