2021 Tennessee Code
Title 63 - Professions of the Healing Arts
Chapter 1 - Division of Health Related Boards
Part 5 - Health Care Empowerment Act
§ 63-1-504. Direct Medical Care Agreement

Universal Citation: TN Code § 63-1-504 (2021)
  1. A direct medical care agreement is not insurance and is not subject to regulation by the department of commerce and insurance.

  2. Entering into a direct medical care agreement is not the business of insurance and is not subject to regulation under title 56.

  3. A direct medical care provider, or the agent of a direct medical care provider, is not required to obtain a certification of authority or license under the Tennessee Insurance Producer Licensing Act of 2002, compiled in title 56, chapter 6, to market, sell, or offer to sell a direct medical care agreement.

  4. A direct medical care agreement is not a discount medical plan.

  5. A direct medical care agreement must:

    1. Allow either party to terminate the agreement upon written notice to the other party;

    2. Provide that fees are not earned by the direct medical care provider until the month paid by the periodic fee has been completed; and

    3. Provide that, upon termination of this agreement by the individual patient, all unearned fees are to be returned to the patient.
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