2017 Tennessee Code
Title 47 - Commercial Instruments and Transactions
Chapter 18 - Consumer Protection
Part 6 - Rental-Purchase Agreements
§ 47-18-606. Prohibited terms of agreement.

Universal Citation: TN Code § 47-18-606 (2017)
  • A rental-purchase agreement may not contain a provision:
    • (1) Requiring a confession of judgment;
    • (2) Requiring a garnishment of wages;
    • (3) Granting authorization to the lessor or a person acting on the lessor's behalf to enter unlawfully upon the consumer's premises or to commit any breach of the peace in the repossession of goods;
    • (4) Requiring the consumer to waive any defense, counterclaim, or right of action against the lessor or a person acting on the lessor's behalf in collection of payment under the lease or in the repossession of goods; or
    • (5) Requiring purchase of insurance from the lessor to cover the merchandise.
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