2011 South Dakota Code
Title 58 INSURANCE
Chapter 18. Group And Blanket Health Insurance Policies
§58-18-8 Representations by applicant not warranties--Written statement required to avoid insurance or reduce benefits.

58-18-8. Representations by applicant not warranties--Written statement required to avoid insurance or reduce benefits. Each such group health insurance policy shall contain in substance a provision that, in the absence of fraud, all statements made by applicants or the policyholder or by an insured person shall be deemed representations and not warranties, and that no statement made for the purpose of effecting insurance shall avoid such insurance or reduce benefits unless contained in a written instrument signed by the policyholder or the insured person, a copy of which has been furnished to such policyholder or to such person or his beneficiary.

Source: SL 1966, ch 111, ch 26, § 2 (1).