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2023 South Carolina Code of Laws
Title 40 - Professions and Occupations
Chapter 39 - Pawnbrokers
Editor's Note
2016 Act No. 262, Section 15, provides as follows:
"SECTION 15. A county or municipality may enact ordinances that are in compliance with, but not more restrictive than the provisions of this act, except that local ordinances may not require the payment of a fee or tax related to a pawn transaction or purchase unless authorized pursuant to this chapter or restrict hours of operation other than between midnight and 6:00 a.m. An ordinance that conflicts with this act is void. This act does not affect the authority of a county or municipality to establish land use controls or require a pawnbroker to obtain a local occupational license."
- Section 40-39-10. Definitions.
- Section 40-39-20. Department of Consumer Affairs to regulate pawnbrokers; certificate of authority to operate pawnbroker business; background checks; persons ineligible for certificate of authority.
- Section 40-39-30. Certificate of authority required for each business location; penalties; location of retained pledged goods; posting of operation hours.
- Section 40-39-40. Unauthorized fees prohibited; violative pawn transaction ramifications.
- Section 40-39-50. Bonding and insurance requirements; notice of potential threats to pawned goods.
- Section 40-39-55. Periodic dollar amount adjustments.
- Section 40-39-60. Actions on bond.
- Section 40-39-70. Recordkeeping; identity verifications; only owners or their agents may pawn or sell.
- Section 40-39-80. Pawn tickets; content requirements; executions; special circumstances.
- Section 40-39-90. Recordkeeping; electronic transfers; database.
- Section 40-39-100. Charges on loans.
- Section 40-39-110. Vesting of title to pledged property.
- Section 40-39-120. Certificate of authority renewals; penalties for noncompliance; limited operations after lapses.
- Section 40-39-130. Pawnbrokers to comply with federal law; enforcement powers of administrator.
- Section 40-39-140. Third-party ownership of pledge and sold property; returns; pawnbroker remedies and liability exemption.
- Section 40-39-145. Hold orders.
- Section 40-39-150. Administrative orders; penalties.
- Section 40-39-155. Contested case hearings.
- Section 40-39-160. Violations of Sections 40-39-80, 40-39-90, 40-39-100, 40-39-110, and 40-39-130; pledgor's cause of action against pawnbroker.
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