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2021 South Carolina Code of Laws
Title 38 - Insurance
Chapter 77 - Automobile Insurance
ARTICLE 1 Purposes and Definitions
- Section 38-77-10. Declaration of purpose.
- Section 38-77-20. Construction.
- Section 38-77-30. Definitions.
- Section 38-77-112. Automobile insurers not required to write coverage for automobile insurance for any applicants or existing policyholders.
- Section 38-77-113. Conditions for waiver of license reinstatement fee.
- Section 38-77-114. Review and reports on impact of repeal of antirebate laws concerning sale of automobile insurance.
- Section 38-77-120. Requirements for notice of cancellation of or refusal to renew policy.
- Section 38-77-121. Application for original issuance of policy of insurance covering liability; cancellation notice; disclosure of previous cancellation or refusal to renew.
- Section 38-77-122. Insurers and agents prohibited from refusing to issue automobile insurance policies due to certain factors; prohibited factors for premium rates.
- Section 38-77-123. Insurers and agents prohibited from refusing to renew automobile insurance policies due to certain factors; cancellation restrictions; penalties for violations.
- Section 38-77-124. Refusal to issue or renew automobile insurance policy on basis of location of residence.
- Section 38-77-125. Name, address, and telephone number of insurance company must be stated or provided.
- Section 38-77-126. Disclosure where rate level higher than lowest tier for that insurer or group.
- Section 38-77-127. Insurer may issue verification of coverage electronically.
- Section 38-77-130. Group automobile insurance; rate.
- Section 38-77-140. Bodily injury and property damage limits; general requirements.
- Section 38-77-141. Required notice to be attached to new policy or original premium notice of insurance covering liability regarding insurance premiums.
- Section 38-77-142. Policies or contracts of bodily injury or property damage liability insurance covering liability; required provisions.
- Section 38-77-143. Maintenance, selling, etc. policies and contracts to be primary.
- Section 38-77-144. Personal injury protection (PIP) coverage not mandated.
- Section 38-77-150. Uninsured motorist provision; defense of action by insurer; subrogation and assignment of benefits.
- Section 38-77-151. Collected funds to be placed in Uninsured Motorists Fund; use of funds.
- Section 38-77-154. Department of Insurance to supervise and control Uninsured Motorists Fund; purpose of fund.
- Section 38-77-155. Distribution of funds; obtaining premium information.
- Section 38-77-160. Additional uninsured motorist coverage; underinsured motorist coverage.
- Section 38-77-161. Uninsured or underinsured coverage not required in excess or umbrella policy.
- Section 38-77-170. Conditions to sue or recover under uninsured motorist provision when owner or operator of motor vehicle causing injury or damage is unknown.
- Section 38-77-180. "John Doe" actions against unknown defendant; service of process and defense by insurer; action against or joinder of identified owner or operator.
- Section 38-77-190. Subrogation of insurer who pays claim under uninsured motorist provision to rights of insured.
- Section 38-77-200. Arbitration clause prohibited in uninsured motorist provision; requirements on insured; action and employment of counsel by insured.
- Section 38-77-210. Uninsured motorist provision not required to cover property damages paid to insured.
- Section 38-77-220. Additional liability which automobile insurance policy need not cover.
- Section 38-77-230. Certain payments under automobile insurance policy are not to be construed as admission or recognition of liability.
- Section 38-77-250. Release of coverage information upon written request of claimant's attorney; confidentiality.
- Section 38-77-260. General release, assignment of claims, and like documents.
- Section 38-77-270. Christian Science or any licensed healing art care and treatment.
- Section 38-77-280. Collision coverage; comprehensive coverage.
- Section 38-77-320. Enforcement of article; promulgation of regulations.
- Section 38-77-330. Denial of claim or of delay of payment; payments due immediately; consequences of unnecessary delay.
- Section 38-77-340. Agreement to exclude designated natural person from coverage.
- Section 38-77-341. Unfair trade practices.
- Section 38-77-350. Form to be used when optional coverages are offered.
- Section 38-77-370. Obligations of insurance-support organizations; access to personal information.
- Section 38-77-390. Written notice of cancellation or nonrenewal; request for reasons for cancellation or nonrenewal.
- Section 38-77-395. Absence of liability or cause of action in certain situations; exceptions.
- Section 38-77-400. Underwriting restrictions provided upon request of director.
- Section 38-77-710. Appointment of attorneys as arbitrators to hear and determine property damage liability claims; process and procedure.
- Section 38-77-720. Number, qualifications, and compensation of arbitrators; fee paid by claimant.
- Section 38-77-730. Request for arbitration; no formal pleading and process; arbitration docket; filing of claim; service of summons to defendant.
- Section 38-77-740. Hearing; notice to parties; damages to be awarded; securing attendance of witnesses.
- Section 38-77-750. Enforcement of subpoenas; warrant to produce witnesses; certification of records.
- Section 38-77-760. Decision of arbitrators.
- Section 38-77-770. Right to appeal decision; procedures.
- Section 38-77-810. Promulgation of standards for assignment of risks to insurance carriers and servicing carriers; establishment of Associated Auto Insurers Plan.
- Section 38-77-820. Application to have risk assigned to insurance carrier licenses to write motor vehicle liability insurance.
- Section 38-77-830. Assigned Risk Pool.
- Section 38-77-840. Powers of director.
- Section 38-77-841. Information to be supplied by Associated Auto Insurers Plan producers.
- Section 38-77-845. Review of applications.
- Section 38-77-850. Confidentiality of information filed with director.
- Section 38-77-860. Disclosure of reasons for director's decisions not required; liability.
- Section 38-77-870. Availability of assignment of risks provisions to nonresidents and personnel of the Armed Forces.
- Section 38-77-880. Availability of assignment of risks provisions to carriers legally required to carry public liability and property damage insurance.
- Section 38-77-1110. Short title.
- Section 38-77-1120. Definitions.
- Section 38-77-1130. Provision to authorized agencies, by insurance companies, of information regarding motor vehicle theft or motor vehicle insurance fraud; release of information by authorized agencies; immunity from liability.
- Section 38-77-1140. Requirement that information be held in confidence until release is required; obligation of authorized agency, and its agents and employees, to testify.
- Section 38-77-1150. Prohibitions relative to disclosure or nondisclosure of information.
- Section 38-77-1160. Violations and penalties.
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