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2019 South Carolina Code of Laws
Title 37 - Consumer Protection Code
Chapter 2 - Credit Sales
PART 1 GENERAL PROVISIONS
- Section 37-2-101. Short title.
- Section 37-2-102. Scope.
- Section 37-2-103. Index of definitions in chapter.
- Section 37-2-104. "Consumer credit sale" defined.
- Section 37-2-105. "Goods"; "merchandise certificate"; "services"; "sale of goods"; "sale of services"; "sale of an interest in land"; "precomputed" defined.
- Section 37-2-106. "Consumer lease" defined.
- Section 37-2-107. "Seller" defined.
- Section 37-2-108. "Revolving charge account" defined.
- Section 37-2-109. "Credit service charge" defined.
- Section 37-2-110. "Cash price" defined.
- Section 37-2-111. "Amount financed" defined.
- Section 37-2-201. Credit service charge for consumer credit sales.
- Section 37-2-202. Additional charges.
- Section 37-2-203. Delinquency charges.
- Section 37-2-204. Deferral charges.
- Section 37-2-205. Credit service charge on refinancing.
- Section 37-2-206. Credit service charge on consolidation.
- Section 37-2-207. Credit service charge for revolving charge accounts.
- Section 37-2-208. Advances to perform covenants of buyer.
- Section 37-2-209. Right to prepay.
- Section 37-2-210. Rebate upon prepayment.
- Section 37-2-301. Compliance with Federal Truth in Lending Act.
- Section 37-2-302. Receipts; statement of account; evidence of payment.
- Section 37-2-303. Notice to cosigner and similar parties.
- Section 37-2-304. Advertising.
- Section 37-2-305. Filing and posting maximum rate schedule.
- Section 37-2-306. Notice of assumption of rights.
- Section 37-2-307. Motor vehicle sales contracts closing fees.
- Section 37-2-308. Disclosures for motor vehicle sales or leases; credit and lease advertising; penalties and hearing rights.
- Section 37-2-309. Manufactured home credit disclosure; material terms.
- Section 37-2-401. Scope.
- Section 37-2-402. Use of multiple agreements.
- Section 37-2-403. Certain negotiable instruments prohibited.
- Section 37-2-404. Assignee subject to claims and defenses.
- Section 37-2-405. Balloon payments.
- Section 37-2-406. Restriction on liability in consumer lease.
- Section 37-2-407. Security in sales and leases.
- Section 37-2-408. Cross-collateral.
- Section 37-2-409. Debt secured by cross-collateral.
- Section 37-2-410. No assignment of earnings.
- Section 37-2-411. Referral sales and leases.
- Section 37-2-412. Notice of assignment.
- Section 37-2-413. Attorney's fees.
- Section 37-2-414. Limitation on default charges.
- Section 37-2-415. Authorization to confess judgment prohibited.
- Section 37-2-416. Change in terms of revolving charge accounts.
- Section 37-2-501. Definition: "home solicitation sale".
- Section 37-2-502. Buyer's right to cancel.
- Section 37-2-503. Form of agreement or offer; statement of buyer's rights.
- Section 37-2-504. Restoration of down payment.
- Section 37-2-505. Duty of buyer; no compensation for services before cancellation.
- Section 37-2-506. Compliance with Federal Trade Commission Trade Regulation Rule.
- Section 37-2-601. Sales subject to title by agreement of parties.
- Section 37-2-605. Credit service charge for other sales.
- Section 37-2-701. Definitions.
- Section 37-2-702. Required disclosures; manner of disclosure; when disclosures required.
- Section 37-2-703. Renegotiation; extension of agreement.
- Section 37-2-704. Advertisements; statement of terms.
- Section 37-2-705. Delinquency charges.
- Section 37-2-706. Deposits; delivery charges; pick up charges.
- Section 37-2-707. Charge for default of lessee.
- Section 37-2-708. Use of note as evidence of consumer's obligation.
- Section 37-2-709. Assignment; claims or defenses.
- Section 37-2-710. Assignment of earnings.
- Section 37-2-711. Lessee's rights and obligations upon assignment.
- Section 37-2-712. Confession of judgment.
- Section 37-2-713. Lessee's right to return property, continue rental, or purchase property before end of rental-purchase agreement.
- Section 37-2-714. Lessee's right to reinstatement of rental-purchase agreement.
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