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2017 South Carolina Code of Laws
Title 37 - Consumer Protection Code
CHAPTER 3 - LOANS
PART 1 GENERAL PROVISIONS
- Section 37-3-101. Short title.
- Section 37-3-102. Scope.
- Section 37-3-103. Index of definitions.
- Section 37-3-104. "Consumer loan" defined.
- Section 37-3-105. First mortgage real estate loans.
- Section 37-3-106. "Loan" defined.
- Section 37-3-107. "Lender"; "precomputed"; "principal" defined.
- Section 37-3-108. "Revolving loan account" defined.
- Section 37-3-109. "Loan finance charge" defined.
- Section 37-3-200. Restricted loans and restricted lenders.
- Section 37-3-201. Loan finance charge for consumer loans.
- Section 37-3-202. Additional charges.
- Section 37-3-203. Delinquency charges.
- Section 37-3-204. Deferral charges.
- Section 37-3-205. Loan finance charge on refinancing.
- Section 37-3-206. Loan finance charge on consolidation.
- Section 37-3-207. Conversion to revolving loan account.
- Section 37-3-208. Advance to perform covenants of debtor.
- Section 37-3-209. Right to prepay.
- Section 37-3-210. Rebate upon prepayment.
- Section 37-3-301. Application of and compliance with Federal Truth in Lending Act.
- Section 37-3-302. Receipts; statements of account; evidence of payment.
- Section 37-3-303. Notice to cosigners and similar parties.
- Section 37-3-304. Advertising.
- Section 37-3-305. Filing and posting maximum rate schedule.
- Section 37-3-306. Notice of assumption rights.
- Section 37-3-308. Manufactured home loan disclosure; material terms.
- Section 37-3-401. Scope.
- Section 37-3-402. Balloon payments.
- Section 37-3-403. No assignment of earnings.
- Section 37-3-404. Attorney's fees.
- Section 37-3-405. Charges as a result of default prohibited except as authorized by title.
- Section 37-3-406. Notice of assignment.
- Section 37-3-407. Authorization to confess judgment prohibited.
- Section 37-3-408. Change in terms of revolving loan accounts.
- Section 37-3-409. Use of multiple agreements.
- Section 37-3-410. Lender subject to claims and defenses arising from sale and leases.
- Section 37-3-411. Card issuer subject to claims and defenses.
- Section 37-3-412. Variable interest rate real estate mortgage loans.
- Section 37-3-413. Short-term vehicle secured loans; notice to borrower.
- Section 37-3-500. Scope.
- Section 37-3-501. Definitions: "supervised loan"; "supervised lender"; "restricted loan"; "restricted lender".
- Section 37-3-502. Authority to make supervised loans.
- Section 37-3-503. License to make supervised loans.
- Section 37-3-504. Revocation or suspension of license.
- Section 37-3-505. Records; annual reports.
- Section 37-3-506. Examinations and investigations.
- Section 37-3-507. Application of Part on Administrative Procedure and Judicial Review.
- Section 37-3-509. Use of multiple agreements.
- Section 37-3-510. Restrictions on interest in land as security.
- Section 37-3-511. Regular schedule of payments; maximum loan term.
- Section 37-3-512. Conduct of business other than making loans.
- Section 37-3-513. Application of other provisions.
- Section 37-3-514. Limitation on attorney's fees.
- Section 37-3-515. Loan renewal limitations.
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