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2019 Rhode Island General Laws
Title 6A - Uniform Commercial Code
Chapter 6A-4 Bank Deposits And Collections
- Section 6A-4-101 Short title.
- Section 6A-4-102 Applicability.
- Section 6A-4-103 Variation by agreement - Measure of damages - Action constituting ordinary care.
- Section 6A-4-104 Definitions and index of definitions.
- Section 6A-4-105 "Bank" - "Depositary bank" - "Payor bank" - "Intermediary bank" - "Collecting bank" - "Presenting bank".
- Section 6A-4-106 Payable through or payable at bank: collecting bank.
- Section 6A-4-107 Separate office of bank.
- Section 6A-4-108 Time of receipt of items.
- Section 6A-4-109 Delays.
- Section 6A-4-110 Electronic presentment.
- Section 6A-4-111 Statute of limitations.
- Section 6A-4-201 Status of collecting bank as agent and provisional status of credits - Applicability of article - Item indorsed "Pay Any Bank".
- Section 6A-4-202 Responsibility for collection or return - When action timely.
- Section 6A-4-203 Effect of instructions.
- Section 6A-4-204 Methods of sending and presenting - Sending directly to payor bank.
- Section 6A-4-205 Depositary bank holder of unindorsed item.
- Section 6A-4-206 Transfer between banks.
- Section 6A-4-207 Transfer warranties.
- Section 6A-4-208 Presentment warranties.
- Section 6A-4-209 Encoding and retention warranties.
- Section 6A-4-210 Security interest of collecting bank in items, accompanying documents and proceeds.
- Section 6A-4-211 When bank gives value for purposes of holder in due course.
- Section 6A-4-212 Presentment by notice of item not payable by, through, or at bank - Liability of drawer or indorser.
- Section 6A-4-213 Medium and time of settlement by bank.
- Section 6A-4-214 Right of charge-back or refund - Liability of collecting bank - Return of item.
- Section 6A-4-215 Final payment of item by payor bank - When provisional debits and credits become final - When certain credits become available for withdrawal.
- Section 6A-4-216 Insolvency and preference.
- Section 6A-4-301 Deferred posting - Recovery of payment by return of items - Time of dishonor - Return of items by payor bank.
- Section 6A-4-302 Payor bank's responsibility for late return of item.
- Section 6A-4-303 When items subject to notice, stop-payment order, legal process, or setoff - Order in which items may be charged or certified.
- Section 6A-4-401 When bank may charge customer's account.
- Section 6A-4-402 Bank's liability to customer for wrongful dishonor - Time of determining insufficiency of account.
- Section 6A-4-403 Customer's right to stop payment - Burden of proof of loss.
- Section 6A-4-404 Bank not obliged to pay check more than six months old.
- Section 6A-4-405 Death or incompetence of customer.
- Section 6A-4-406 Customer's duty to discover and report unauthorized signature or alteration.
- Section 6A-4-407 Payor bank's right to subrogation on improper payment.
- Section 6A-4-501 Handling of documentary drafts - Duty to send for presentment and to notify customer of dishonor.
- Section 6A-4-502 Presentment of "on arrival" drafts.
- Section 6A-4-503 Responsibility of presenting bank for documents and goods - Report of reasons for dishonor - Referee in case of need.
- Section 6A-4-504 Privilege of presenting bank to deal with goods - Security interest for expenses.
- Section 6A-4-505 Official Comments.
Disclaimer: These codes may not be the most recent version. Rhode Island may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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