2025 Ohio Revised Code
Title 13 | Commercial Transactions
Chapter 1321 | Various Loans
Section 1321.391 | Short-Term Loans of Longer Than 90 Days.

Universal Citation:
OH Rev Code § 1321.391 (2025)
Learn more This media-neutral citation is based on the American Association of Law Libraries Universal Citation Guide and is not necessarily the official citation.

Effective: October 29, 2018

Latest Legislation: House Bill 123 - 132nd General Assembly

If the duration of a short-term loan is ninety-one days or greater, the licensee shall determine the recommended length of a loan based on the borrower's verified monthly income as described in division (B)(2) of section 1321.39 of the Revised Code. The licensee shall provide the borrower with a written copy of its recommendation, which is not binding on the borrower.

Last updated November 4, 2021 at 4:06 PM

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