There is a newer version of the Ohio Revised Code
2012 Ohio Revised Code
Title [13] XIII COMMERCIAL TRANSACTIONS - OHIO UNIFORM COMMERCIAL CODE
Chapter 1321 - SMALL LOANS
- Section 1321.01 - Small loan definitions.
- Section 1321.02 - Exceptions to license requirement.
- Section 1321.03 - Application for license - fee.
- Section 1321.04 - Investigation by division - notice of filing of application - notice to licensees - license issued - denial of application.
- Section 1321.05 - Contents of license - annual fee and assessment - current assets.
- Section 1321.06 - Additional licenses - change of place of business.
- Section 1321.07 - Annual examination of licensee - fees and mileage of sheriff and witnesses - subpoena.
- Section 1321.08 - Suspension or revocation of license.
- Section 1321.09 - Licensee to preserve books - annual report.
- Section 1321.10 - Rules and orders - procedure in case of violation - certified statements - prima-facie evidence.
- Section 1321.11 - Prohibited statements and representations.
- Section 1321.12 - Licensee prohibited from certain acts.
- Section 1321.13 - Maximum interest rate - prepayment - insurance.
- Section 1321.131 - Agreement or consent for alternative interest rate.
- Section 1321.14 - Duties of licensee - prohibited activities.
- Section 1321.15 - Limitation of charges - determination of indebtedness.
- Section 1321.16 - Open-end loans by licensee - interest - charges.
- Section 1321.17 - Provisions applicable to all loans.
- Section 1321.18 - Complaint for reversal, rescission, or modification of order of division - procedure.
- Section 1321.19 - Cancellation or alteration of license.
- Section 1321.20 - Annual license or certificate of registration fee.
- Section 1321.21 - Division of consumer finance fund.
- Section 1321.211 - [Repealed].
- Section 1321.31 - Assignment of personal earnings - limitations - priority.
- Section 1321.32 - Assignment of wages invalid - exception.
- Section 1321.33 - Wage assignments for support of spouse or children.
- Section 1321.35 - Short-term lenders definitions.
- Section 1321.36 - Short term lender license required - out-of-state transactions.
- Section 1321.37 - Application for license - investigation - bond.
- Section 1321.38 - License contents - place of business.
- Section 1321.39 - Short-term loan requirements and restrictions.
- Section 1321.40 - Permissible short-term loan fees.
- Section 1321.41 - Short-term loan prohibitions.
- Section 1321.42 - Refusal, suspension, or revocation of license - fines.
- Section 1321.421 - Examination of licensee's records.
- Section 1321.422 - Required licensee records and reports.
- Section 1321.43 - Implementing rules and enforcement orders.
- Section 1321.44 - Violations as unfair or deceptive acts - criminal proceedings.
- Section 1321.45 - Prohibited debt collector communications and conduct.
- Section 1321.46 - Statewide database used to determine borrower eligibility.
- Section 1321.461 - Alternative borrower database.
- Section 1321.47 - Additional duties of licensees - civil action by borrower.
- Section 1321.48 - Reports by superintendent - confidentiality of information.
- Section 1321.51 - Second mortgage loan definitions.
- Section 1321.52 - Registering second mortgage lenders and brokers.
- Section 1321.521 - Expansion of definition of mortgage loan originator.
- Section 1321.522 - Application for exemption from registration forcredit union service organization.
- Section 1321.53 - Application for certificate of registration.
- Section 1321.531 - Application for mortgage loan originator license.
- Section 1321.532 - Issuance of mortgage loan originator license.
- Section 1321.533 - Maintenance of net worth and assets; Corporate surety bond.
- Section 1321.534 - Evidence of pre-licensing instruction.
- Section 1321.535 - Written test.
- Section 1321.536 - Continuing education requirement.
- Section 1321.537 - Temporary mortgage loan originator license for out-of-state loan originators.
- Section 1321.538 - Adoption of rules to conform to federal law regarding temporary licenses for registered mortgage loan originators.
- Section 1321.54 - Rules - investigations.
- Section 1321.541 - Actions to enforce second mortgage loan provisions.
- Section 1321.55 - Records and reports.
- Section 1321.551 - Evading second mortgage loan requirements.
- Section 1321.552 - Adoption of rules.
- Section 1321.56 - Forfeiting interest.
- Section 1321.57 - Computation of interest.
- Section 1321.571 - Agreement or consent for alternative interest rate.
- Section 1321.58 - Open-end loans by registrant - interest - charges.
- Section 1321.59 - Prohibited acts.
- Section 1321.591 - Compliance with Fair Debt Collection Practices Act.
- Section 1321.592 - Disclosure to borrower.
- Section 1321.593 - Duties and standards of care.
- Section 1321.594 - Disclosure regarding material changes.
- Section 1321.60 - Advertising for loans.
- Section 1321.71 - Insurance premium finance company definitions.
- Section 1321.72 - Exemptions from provisions.
- Section 1321.73 - License - annual fee - proof of net worth.
- Section 1321.74 - Application for license as premium finance company.
- Section 1321.75 - Revoking or suspending license.
- Section 1321.76 - Records.
- Section 1321.77 - Administrative rules.
- Section 1321.78 - Premium finance agreement - notice of financing to insurer.
- Section 1321.79 - Finance charge limits.
- Section 1321.791 - Agreement or consent for alternative finance charges.
- Section 1321.80 - Delinquency, cancellation and check collection charges.
- Section 1321.81 - Cancellation of insurance contract - procedure.
- Section 1321.82 - Return of gross unearned premium upon cancellation of contract.
- Section 1321.83 - Secured transactions filing provisions not applicable.
- Section 1321.84 - Effect of child support default on license, certificate or permit.
- Section 1321.90 to 1321.93 - [Repealed].
- Section 1321.99 - Penalty.
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