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2025 North Carolina General Statutes
Chapter 39 - Conveyances
Article 2 - Conveyances by Husband and Wife.
§ 39-13 - Spouse need not join in purchase-money mortgage.
Universal Citation:
NC Gen Stat § 39-13 (2025)
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§ 39-13. Spouse need not join in purchase-money mortgage.
A mortgage or deed of trust given by the purchaser of real property to secure a loan, the proceeds of which were used to pay all or a portion of the purchase price of the encumbered real property, regardless of whether the secured party is the seller of the real property or a third-party lender, shall be good and effectual against the purchaser's spouse as well as the purchaser, without requiring the spouse to join in the execution of the mortgage or deed of trust. (1868-9, c. 204; Code, s. 1272; Rev., s. 958; 1907, c. 12; C.S., s. 1003; 1965, c. 852; 2018-80, s. 1.1; 2020-50, s. 3(a); 2020-69, s. 6(a).)
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